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Most Recent News in Credit Report Tips

  • How to get a free credit report

    by Karen Anderson

    As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) October 28, 2011

  • 3 steps in disputing items in your credit report

    by Karen Anderson

    Did you know that credit cards are used is thousands of transactions every day? Research shows that that these transactions amount to millions of dollars daily. Now, imagine all those transactions are then recorded and tracked by credit bureaus.  Recording those receipts, transaction numbers and approval numbers can be a daunting task and with that line of work, its more likely that a tired employee of a credit bureau may have punched in some numbers that may not quite add … (more) October 26, 2011

  • Simple tips for a good credit report

    by Karen Anderson

    People have different means of spending and paying patterns. It’s like having a new set of fingerprints that people can identify you with. Just like the fingerprint, it can give people substantial information about you. Its counterpart in finance is a credit report. A credit report provides different companies everything they need to know about how you handle your finances. They can trace how many loan applications you have applied for and how many of those you have been approved … (more) October 22, 2011

  • 3 ways you can gain a higher credit rating

    by Karen Anderson

    Batting for that high credit score can be a challenge. To some veterans in this field, it’d be fairly easy for them because they have the knowledge and expertise regarding this matter. But to other people, like regular consumers, it can take several months (and perhaps, lots of money) to achieve the score they want. Despite the difficulty, the truth is that it is far from impossible. In order to understand how you can get a high credit score, you … (more) October 16, 2011

  • How to get a free credit report

    by Karen Anderson

    As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the … (more) February 1, 2011

  • 3 steps in disputing items in your credit report

    by Karen Anderson

    Did you know that credit cards are used is thousands of transactions every day? Research shows that that these transactions amount to millions of dollars daily. Now, imagine all those transactions are then recorded and tracked by credit bureaus.  Recording those receipts, transaction numbers and approval numbers can be a daunting task and with that line of work, its more likely that a tired employee of a credit bureau may have punched in some numbers that may not quite add … (more) January 25, 2011

  • Simple tips for a good credit report

    by Karen Anderson

    People have different means of spending and paying patterns. It’s like having a new set of fingerprints that people can identify you with. Just like the fingerprint, it can give people substantial information about you. Its counterpart in finance is a credit report. A credit report provides different companies everything they need to know about how you handle your finances. They can trace how many loan applications you have applied for and how many of those you have been approved … (more) January 18, 2011

  • 3 ways you can gain a higher credit rating

    by Karen Anderson

    Batting for that high credit score can be a challenge. To some veterans in this field, it’d be fairly easy for them because they have the knowledge and expertise regarding this matter. But to other people, like regular consumers, it can take several months (and perhaps, lots of money) to achieve the score they want. Despite the difficulty, the truth is that it is far from impossible. In order to understand how you can get a high credit score, you … (more) January 11, 2011

  • What we need to know about credit reports

    by Karen Anderson

    Fixing their credit report is one of the most stressful tasks for some individuals. Making sure that their scores are accurate and to make it useful in the future is their primary goal. To avoid having to pay for unauthorized transactions, it is important to check on the financial information provided by the credit report. Any mistakes, such as the spelling of your name, the date you sent payment or the amount you owe should be reported immediately to the … (more) January 4, 2011

  • Credit report tip – be responsible

    by Karen Anderson

    In this modern world where technology is the center of almost anything, things like identity theft can happen anytime. People can steal your identity by using your credit cards to purchase items they want. This can happen when they uncover your account passwords and your PIN. This is no longer impossible. Anyway, these types of problems can lead to a messed up credit report, and a very stressful life. Purchases which are unknown to you may affect your credit report … (more) December 28, 2010

  • Credit mistakes you should avoid

    by Karen Anderson

    Having a credit card is a necessity in today’s society. Credit cards have many benefits. For example, they are very useful whenever there are emergency situations and you do not have enough cash with you. In addition there are many stores which do not accept cash payments; instead, they accept credit cards. However, owning a credit card can also have many negative effects. For credit card holders, there are some mistakes they should avoid to ensure that they will have … (more) December 18, 2010

  • How you can get a reliable credit report

    by Karen Anderson

    Credit reports are very crucial for those who often use credit cards and those who often borrow money from banks and credit unions. Having a good credit history can have many great benefits while having a bad credit history can create many problems and complications for a borrower. Thus, keeping track of your credit report is very important. These days, there are many companies especially online companies offering credit report checks to many consumers. Because most people are busy, they … (more) December 10, 2010

  • Some credit report tips for people to maintain good credit scores

    by Karen Anderson

    The biggest disadvantage of having bad credit scores is that you are not able to get a friendly interest rate once you apply for a loan. This is in case your loan will even be approved. People with bad credit reports are usually not given the opportunity to borrow money from creditors as they are considered liability. There are some ways on which you can avoid this terrible situation. There are three major credit agencies in the USA and you … (more) December 1, 2010

  • Credit mistakes we are not guilty of

    by Karen Anderson

    How you handle your finances is one important aspect of your life that can generally influence the rest of you. Your credit worthiness is an asset that you must be able to protect to keep up with this credit-oriented world. Hearing stories about auto loans or mortgages being declined just because people have low credit scores is a common thing bad credit records can result to but the scope of what it can influence has widen. Today about 35 percent … (more) November 26, 2010

  • Credit freezing – What is it and when do you use it?

    by Karen Anderson

    There are three main reasons why you should regularly check your credit report-first to monitor your spending habits, second, to make sure all the information written on your report are accurate and third to spot any possible sign of identity theft. Identity theft can leave you with serious financial problems. This kind of theft is hard to be caught by police officials given the discrete way this crime can be performed. Identity theft can happen for months before you learn … (more) November 18, 2010