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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2009  September</title>
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	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Credit Report Check Often Neglected During Car Loan</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-report-check-often-neglected-during-car-loan-155.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-report-check-often-neglected-during-car-loan-155.php#comments</comments>
		<pubDate>Wed, 30 Sep 2009 22:32:09 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

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		<description><![CDATA[Consumers often do not bother to check their credit report when purchasing a new car which is why clients fail to get the best deals for themselves, according to a private auto lending company. The report reveals that most consumers go immediately to car dealers without even knowing if there are debts in their accounts which they do not really owe. The auto financing firm, which has multiple bases in the country, reveals that many consumers get very high interest ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/credit-report-check-often-neglected-during-car-loan-155.php" rel="bookmark" title="Permanent Link to Credit Report Check Often Neglected During Car Loan" class="more">more</a>) <span class="date">September 30, 2009</span>]]></description>
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		<title>Weeklong Activity to Highlight Credit Report Check</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/weeklong-activity-to-highlight-credit-report-check-152.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/weeklong-activity-to-highlight-credit-report-check-152.php#comments</comments>
		<pubDate>Wed, 30 Sep 2009 22:30:14 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=152</guid>
		<description><![CDATA[A weeklong awareness campaign is set to highlight the importance of credit report check in the prevention of identity theft. The activity will also provide consumers information on how to protect themselves and their finances against the fastest growing crime in the United States. A private nonprofit organization aims to educate consumers about identity theft, a crime which has victimized 10 million Americans in 2008. This is a 22% rise from the previous year. The awareness campaign, which will run ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/weeklong-activity-to-highlight-credit-report-check-152.php" rel="bookmark" title="Permanent Link to Weeklong Activity to Highlight Credit Report Check" class="more">more</a>) <span class="date">September 30, 2009</span>]]></description>
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		<title>Equifax Stops Selling Credit Reports to Employers</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-stops-selling-credit-reports-to-employers-147.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-stops-selling-credit-reports-to-employers-147.php#comments</comments>
		<pubDate>Wed, 30 Sep 2009 07:16:05 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

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		<description><![CDATA[Equifax will no longer sell credit reports to employers who use the files for applicant screening. The Atlanta-based credit reporting agency (CRA) said they came up with the decision this week, reasoning out that the practice is does not really determine the performance of an employee. There is no law yet that prohibits the CRAs from selling credit reports for employment purposes and the Fair Credit Report Act (FCRA) still allows employers to peek into these files under the consent ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-stops-selling-credit-reports-to-employers-147.php" rel="bookmark" title="Permanent Link to Equifax Stops Selling Credit Reports to Employers" class="more">more</a>) <span class="date">September 30, 2009</span>]]></description>
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		<title>Collegians Should Check Report Regularly Too</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/collegians-should-check-report-regularly-too-144.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/collegians-should-check-report-regularly-too-144.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 12:35:56 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=144</guid>
		<description><![CDATA[Experts always advise adult consumers to check their credit report regularly to avoid identity theft. However, with the rising incidents of identity theft among college age groups, scam investigators say that students must take extra precautions, too. Cases of identity theft are rising with college victims falling into scammers’ traps more often. The usual scamming venue: the Internet. There are many scam websites which pretend to be legitimate dealers of student items such as books. They solicit information from students ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/collegians-should-check-report-regularly-too-144.php" rel="bookmark" title="Permanent Link to Collegians Should Check Report Regularly Too" class="more">more</a>) <span class="date">September 26, 2009</span>]]></description>
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		<title>Bill to Limit Credit Report Check Proposed</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/bill-to-limit-credit-report-check-proposed-141.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/bill-to-limit-credit-report-check-proposed-141.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 12:33:44 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=141</guid>
		<description><![CDATA[According to the Society for Human Resource Management, 43% of employers pull out credit reports of job applicants as part of their background check. However, this practice could change by the end of the week. Antonio “Tony” Mendoza of the 56th District in California aims to pass a bill which will limit job categories for which employers can check the financial and debt status of candidates. Assembly Bill 943 will prohibit employers from checking credit reports of job candidates unless ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/bill-to-limit-credit-report-check-proposed-141.php" rel="bookmark" title="Permanent Link to Bill to Limit Credit Report Check Proposed" class="more">more</a>) <span class="date">September 26, 2009</span>]]></description>
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		<title>Beige Book Finally Opened, Crisis May Extend</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/beige-book-finally-opened-crisis-may-extend-138.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/beige-book-finally-opened-crisis-may-extend-138.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 02:09:53 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=138</guid>
		<description><![CDATA[The much anticipated Federal Beige Book was finally published last Tuesday. Economists already made their predictions a week before, but it was still a shocking Tuesday for them. Some were concerned that this present consumer behavior will only lengthen this recession. The Beige Book is a report which the Federal Reserve Board publishes eight times a year. It contains information on the condition of the national economy from data provided by twelve Fed Reserve Districts, which run from Boston all ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/beige-book-finally-opened-crisis-may-extend-138.php" rel="bookmark" title="Permanent Link to Beige Book Finally Opened, Crisis May Extend" class="more">more</a>) <span class="date">September 25, 2009</span>]]></description>
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		<title>Debt Settlement, a Credit Report Blemish</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-a-credit-report-blemish-135.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-a-credit-report-blemish-135.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 01:40:22 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=135</guid>
		<description><![CDATA[The debt settlement industry in the United States is on a steady rise for the last few years. This is simply because more and more Americans are willing to go into settlements instead of paying off their debts in full. This frees many consumers from debt, but it is a negative mark they will have in their credit report. Based on the latest census by the Federal Reserve Board, the total debt of American consumers nears 2.6 trillion dollars. That ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-a-credit-report-blemish-135.php" rel="bookmark" title="Permanent Link to Debt Settlement, a Credit Report Blemish" class="more">more</a>) <span class="date">September 25, 2009</span>]]></description>
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		<title>Consumer Advocates: Guard Credit Reports from Aggression</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/consumer-advocates-guard-credit-reports-from-aggression-132.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/consumer-advocates-guard-credit-reports-from-aggression-132.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 01:37:21 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=132</guid>
		<description><![CDATA[Market analysts warn students about the aggressive marketing strategies that card issuers are taking. Starting February next year, card companies will be prohibited by federal law from signing up college students who are below 21 years old. This is part of the gradual implementation of the new credit law which kicked off last August. However, card companies are not giving up that easily. By February 2010, 21-under students can no longer sign up for a card unless they can show ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/consumer-advocates-guard-credit-reports-from-aggression-132.php" rel="bookmark" title="Permanent Link to Consumer Advocates: Guard Credit Reports from Aggression" class="more">more</a>) <span class="date">September 25, 2009</span>]]></description>
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		<title>Disputing Debt for Free</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/disputing-debt-for-free-127.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/disputing-debt-for-free-127.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 01:26:49 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=127</guid>
		<description><![CDATA[Accurate bad information cannot be removed from a consumer’s record in credit reporting agencies (CRAs) such as Equifax, TransUnion, and Experian. However, consumers have the right to dispute negative items stated in credit reports which are inaccurate or outdated. To fix inaccuracies, a consumer must first obtain a free copy of his credit report through any of the legitimate websites that offer them such as, “annualcreditreport.” This government-sponsored site provides consumers with a free copy immediately after providing the requested ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/disputing-debt-for-free-127.php" rel="bookmark" title="Permanent Link to Disputing Debt for Free" class="more">more</a>) <span class="date">September 25, 2009</span>]]></description>
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		<title>Top Reasons for Poor Consumer Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/top-reasons-for-poor-consumer-credit-report-124.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/top-reasons-for-poor-consumer-credit-report-124.php#comments</comments>
		<pubDate>Sat, 26 Sep 2009 01:17:48 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://174.120.105.210/credit-report/?p=124</guid>
		<description><![CDATA[An average person has thirteen credit obligations. Credit cards, auto loans, and mortgage loans are just some of the financial responsibilities that consumers face day to day. With huge and multiple debts, many Americans suffer financially. Managing debts is difficult for an average consumer which is why most people get a dismal look on their face when they view their credit reports. The fall in the job market is one of the major reasons why reports do not look good ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/top-reasons-for-poor-consumer-credit-report-124.php" rel="bookmark" title="Permanent Link to Top Reasons for Poor Consumer Credit Report" class="more">more</a>) <span class="date">September 25, 2009</span>]]></description>
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