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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2009  October</title>
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	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Federal Government to Rescue Endangered Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/federal-government-to-rescue-endangered-credit-report-407.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/federal-government-to-rescue-endangered-credit-report-407.php#comments</comments>
		<pubDate>Sat, 31 Oct 2009 13:28:53 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=407</guid>
		<description><![CDATA[Residents of Spartanburg County who are homeless or are on the verge of homelessness may soon receive help with rent, utility bills, and other services. Experts say the aid is extremely significant, since the creditworthiness of homeowners suffer greatly when a foreclosure appears on their credit report. Federal government has recently awarded more than $500,000 to Spartanburg County through a measure called the Homelessness Prevention and Rapid Re-Housing Program. It is part of the American Recovery Act signed by President ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/federal-government-to-rescue-endangered-credit-report-407.php" rel="bookmark" title="Permanent Link to Federal Government to Rescue Endangered Credit Report" class="more">more</a>) <span class="date">October 31, 2009</span>]]></description>
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		<title>Credit Report Errors Should be Disputed and Reinvestigated</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-errors-should-be-disputed-and-reinvestigated-2-224.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-errors-should-be-disputed-and-reinvestigated-2-224.php#comments</comments>
		<pubDate>Sat, 31 Oct 2009 11:38:54 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=224</guid>
		<description><![CDATA[If you lack action upon stumbling on a credit report error, you will end up with nothing no matter how many credit report tips you read. Your credit report is crucial when it comes to the future of your financial status. There will always be a point in your life when you may need to open a credit line, apply for loan or apply for mortgage. All these situations will require you to have your credit report prepared by a ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-errors-should-be-disputed-and-reinvestigated-2-224.php" rel="bookmark" title="Permanent Link to Credit Report Errors Should be Disputed and Reinvestigated" class="more">more</a>) <span class="date">October 31, 2009</span>]]></description>
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		<title>College Students Warned Against Commercial Credit Report Sites</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/college-students-warned-against-commercial-credit-report-sites-403.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/college-students-warned-against-commercial-credit-report-sites-403.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 14:08:06 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=403</guid>
		<description><![CDATA[College is a time for many students to transform themselves into financially responsible adults. Since most of them start with blank debt slates, the Officer of Consumer Affairs and Business Regulation wants to help these students stay out of bad debt. The office director advises college students to be wise on their loan applications and to avoid paying late. Additionally, students are advised to check their credit report regularly to make sure that their accounts are updated and free from ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/college-students-warned-against-commercial-credit-report-sites-403.php" rel="bookmark" title="Permanent Link to College Students Warned Against Commercial Credit Report Sites" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
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		<title>Act When You Find a Credit Report Error</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/act-when-you-find-a-credit-report-error-2-222.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/act-when-you-find-a-credit-report-error-2-222.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 13:37:59 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=222</guid>
		<description><![CDATA[Your credit report is prepared by credit bureaus but most of the time, the information that they put in their report are erroneous. In fact, 76% of the time, credit bureaus are making inaccurate assessment of your credit scores. This is why credit report tips contain information on how you can be prepared should you encounter an inaccurate assessment on your credit report. You should take action if you are wrongly assessed.  You should be familiar with your credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/act-when-you-find-a-credit-report-error-2-222.php" rel="bookmark" title="Permanent Link to Act When You Find a Credit Report Error" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
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		<title>Clearing Bankruptcy off One’s Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/clearing-bankruptcy-off-credit-report-400.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/clearing-bankruptcy-off-credit-report-400.php#comments</comments>
		<pubDate>Thu, 29 Oct 2009 13:55:34 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=400</guid>
		<description><![CDATA[When the recession reached its height last year, many consumers did their best to manage debts on their own and avoid getting into financial troubles. Unfortunately, many of them were not only able to keep their finances from falling apart, they also found themselves unable to rebuild it—at least most of them think that they cannot get out of their debts for the next few years. With the economy getting but not well enough to help people feel secured financially, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/clearing-bankruptcy-off-credit-report-400.php" rel="bookmark" title="Permanent Link to Clearing Bankruptcy off One’s Credit Report" class="more">more</a>) <span class="date">October 29, 2009</span>]]></description>
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		<title>Detect and Prevent Identity Theft through Your Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/detect-and-prevent-identity-theft-through-your-credit-reports-228.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/detect-and-prevent-identity-theft-through-your-credit-reports-228.php#comments</comments>
		<pubDate>Thu, 29 Oct 2009 12:41:30 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=228</guid>
		<description><![CDATA[Identity theft is a stealthy crime almost anyone is vulnerable to. It is highly destructive and hard to detect, making it one of the scariest crimes today. Fortunately, detecting identity theft has been made easier with the legal financial documents that you can easily acquire nowadays. These documents, most popularly known as credit reports, can help you tell if someone else is using your name for other transactions. What to do:  Request for a free credit report from any ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/detect-and-prevent-identity-theft-through-your-credit-reports-228.php" rel="bookmark" title="Permanent Link to Detect and Prevent Identity Theft through Your Credit Reports" class="more">more</a>) <span class="date">October 29, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Specialists Explain About Pre-employment Credit Check</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/specialists-explain-about-pre-employment-credit-check-397.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/specialists-explain-about-pre-employment-credit-check-397.php#comments</comments>
		<pubDate>Wed, 28 Oct 2009 13:39:52 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=397</guid>
		<description><![CDATA[Many debt-troubled consumers are finding it difficult to find work. This is because employers pull out the credit report of potential employees as part of their screening. More and more job applicants are getting confused by the practice, prompting employment experts to launch consumer education programs to help Americans get back on their feet after the recession. As noted by experts, most employees want to know an applicant’s financial ability and debt status. Employers believe that having an excellent credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/specialists-explain-about-pre-employment-credit-check-397.php" rel="bookmark" title="Permanent Link to Specialists Explain About Pre-employment Credit Check" class="more">more</a>) <span class="date">October 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Difference between Credit Report and Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-difference-between-credit-report-and-credit-score-219.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-difference-between-credit-report-and-credit-score-219.php#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:33:56 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=219</guid>
		<description><![CDATA[There are distinctions between credit report and credit score and this is one of the most helpful among credit report tips that you are currently looking for. If you have been a credit card holder for along time, you are probably among those who took information regarding credit report and credit score for a long time. After the impact of financial crisis, more and more people are recognizing the need to be well-informed on how credit cards, loans and mortgages ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/the-difference-between-credit-report-and-credit-score-219.php" rel="bookmark" title="Permanent Link to The Difference between Credit Report and Credit Score" class="more">more</a>) <span class="date">October 28, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fannie and Freddie Say “No” to Disputes</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/fannie-and-freddie-say-to-disputes-329.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/fannie-and-freddie-say-to-disputes-329.php#comments</comments>
		<pubDate>Tue, 27 Oct 2009 13:05:31 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=329</guid>
		<description><![CDATA[Loan experts warn consumers that any dispute in a credit report may cost them the refinance they need. As noted by specialists, Fannie Mae and Freddie Mac do not accept loan applications from consumers who have a disputed item under their name. This is regardless of how high the credit rating of a person is. Experts say consumers who have a credit score near 800 and a solid equity in their home do not have the assurance that they will ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/fannie-and-freddie-say-to-disputes-329.php" rel="bookmark" title="Permanent Link to Fannie and Freddie Say “No” to Disputes" class="more">more</a>) <span class="date">October 27, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Advice that can Change Your Stars</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/the-advice-that-can-change-your-stars-217.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/the-advice-that-can-change-your-stars-217.php#comments</comments>
		<pubDate>Tue, 27 Oct 2009 11:32:04 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=217</guid>
		<description><![CDATA[People live their lives hoping that something big would result from years of hard work and investment. Sadly not all hard works are automatically translated to financial stability and capability, sometimes hard work is really not enough. When individuals are confronted with financial difficulties they would usually run to lending companies that would give them the cash they need and in return the company would require monetary payments. These payments are usually coupled with interests that will compensate for the ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/the-advice-that-can-change-your-stars-217.php" rel="bookmark" title="Permanent Link to The Advice that can Change Your Stars" class="more">more</a>) <span class="date">October 27, 2009</span>]]></description>
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