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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  January</title>
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	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Not So Fast, Say Creditors</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/not-so-fast-say-creditors-812.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/not-so-fast-say-creditors-812.php#comments</comments>
		<pubDate>Sun, 31 Jan 2010 16:27:24 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=812</guid>
		<description><![CDATA[Several consumer advocates have recently called out on homeowners to walk away from their mortgage if their property is way underwater. Despite the damage it will cause on a credit report, it will at least free consumers from an enormous financial burden. But John King knows things are not that easy. Two years ago, he stopped paying the mortgage for his home in Coral Gable, Fla. He thought reaching a foreclosure was the end of it all: no more monthly ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/not-so-fast-say-creditors-812.php" rel="bookmark" title="Permanent Link to Not So Fast, Say Creditors" class="more">more</a>) <span class="date">January 31, 2010</span>]]></description>
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		<title>Tennis Enthusiasts Top Victims of ID Theft</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/tennis-enthusiasts-top-victims-of-id-theft-809.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/tennis-enthusiasts-top-victims-of-id-theft-809.php#comments</comments>
		<pubDate>Sat, 30 Jan 2010 15:37:01 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=809</guid>
		<description><![CDATA[A recent report reveals wealthy consumers who are fond of tennis and other leisure activities such as skiing and international travel are at greater risks of becoming identity theft victims. Identity thieves are extremely difficult to stop because of the many ways they can work their crime out but consumers can prevent crooks from using their accounts if they check their credit report regularly. This week, credit bureau Experian issued a report revealing that wealthy suburban consumers are the top ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/tennis-enthusiasts-top-victims-of-id-theft-809.php" rel="bookmark" title="Permanent Link to Tennis Enthusiasts Top Victims of ID Theft" class="more">more</a>) <span class="date">January 30, 2010</span>]]></description>
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		<title>ID Theft Rises in Provincetown, MA</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/id-theft-rises-in-provincetown-ma-806.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/id-theft-rises-in-provincetown-ma-806.php#comments</comments>
		<pubDate>Fri, 29 Jan 2010 17:24:32 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=806</guid>
		<description><![CDATA[Technology has made life easier for many. However, it has also made life easier for identity thieves as they now have more ways to steal from unsuspecting consumers. This week, authorities in Provincetown, M.A. reported that cases of ID theft in the area has gone up, prompting them to remind residents of the importance of reviewing their credit report. Any transaction completed under a person’s name is recorded on his credit report. In cases of identity thief, a victim can ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/id-theft-rises-in-provincetown-ma-806.php" rel="bookmark" title="Permanent Link to ID Theft Rises in Provincetown, MA" class="more">more</a>) <span class="date">January 29, 2010</span>]]></description>
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		<title>Ignorance and Arrogance, the Deadliest Sins in Credit Management</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/ignorance-and-arrogance-the-deadliest-sins-in-credit-management-709.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/ignorance-and-arrogance-the-deadliest-sins-in-credit-management-709.php#comments</comments>
		<pubDate>Fri, 29 Jan 2010 09:21:18 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=709</guid>
		<description><![CDATA[Ignorance is one of the worst enemies of credit account holders. The nature of mastering the credit worthiness assessments tools greatly depends on the attitude toward the system itself. As mandated by the law, credit account holders are to be granted three free annual credit reports and credit scores from the three recognized credit bureaus. Credit report tips from experts will not miss to remind the general public that they have three options regarding their credit reports and credit scores. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/ignorance-and-arrogance-the-deadliest-sins-in-credit-management-709.php" rel="bookmark" title="Permanent Link to Ignorance and Arrogance, the Deadliest Sins in Credit Management" class="more">more</a>) <span class="date">January 29, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Debt Settlement May Not Be a Bright Idea</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-may-not-be-a-bright-idea-801.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-may-not-be-a-bright-idea-801.php#comments</comments>
		<pubDate>Thu, 28 Jan 2010 17:21:31 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=801</guid>
		<description><![CDATA[It has been weeks since consumers finished listing their New Year’s financial resolution but many of them are still months away from being able to remove those Holiday debts off their credit report. This situation though is hardly unusual. In October last year, 13.5 million American consumers were still grappling with the credit card debts they acquired during the 2008 Holiday season. There is, however, a little twist on this year’s financial situation for consumers: the implementation of new federal ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/debt-settlement-may-not-be-a-bright-idea-801.php" rel="bookmark" title="Permanent Link to Debt Settlement May Not Be a Bright Idea" class="more">more</a>) <span class="date">January 28, 2010</span>]]></description>
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		<title>Accurate Credit Report Essential to Excellent Consumer Rating</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/accurate-credit-report-essential-to-excellent-consumer-rating-797.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/accurate-credit-report-essential-to-excellent-consumer-rating-797.php#comments</comments>
		<pubDate>Wed, 27 Jan 2010 15:04:30 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=797</guid>
		<description><![CDATA[Consumers can get lower interest rates on their mortgage if they have a high credit score. But their scores at times suffer because of the inaccuracies on their credit report. Consequently, this causes them to lose hundreds of dollars on monthly mortgage payment, as inaccurate credit reports make them pay higher than they deserve. Experts highly suggest checking those documents for inaccuracies, as they can cost more than consumers could imagine. The three major bureaus—Equifax, TransUnion, and Experian—leave it up ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/accurate-credit-report-essential-to-excellent-consumer-rating-797.php" rel="bookmark" title="Permanent Link to Accurate Credit Report Essential to Excellent Consumer Rating" class="more">more</a>) <span class="date">January 27, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Road to Financial Fitness Starts with Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/road-to-financial-fitness-starts-with-credit-report-794.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/road-to-financial-fitness-starts-with-credit-report-794.php#comments</comments>
		<pubDate>Tue, 26 Jan 2010 15:30:55 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=794</guid>
		<description><![CDATA[Anyone who has a financial resolution this year is most likely to include credit score improvement in it. Tidying up a FICO credit score can help a person get better loan rates at banks, mortgage lenders, and other creditors. Additionally, it allows one access to lower premium rates from insurers and more affordable monthly rent from landlords. But many people who want to boost their ratings do not know how to do it, prompting finance advisers to give their own ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/road-to-financial-fitness-starts-with-credit-report-794.php" rel="bookmark" title="Permanent Link to Road to Financial Fitness Starts with Credit Report" class="more">more</a>) <span class="date">January 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Disorganized Consumers Losing Huge Money</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/disorganized-consumers-losing-huge-money-790.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/disorganized-consumers-losing-huge-money-790.php#comments</comments>
		<pubDate>Mon, 25 Jan 2010 15:27:32 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=790</guid>
		<description><![CDATA[Many people think they do not earn enough or are spending too much that is why they are barely able to make both ends meet. Jumping from paycheck to paycheck becomes an endless cycle for them and could at times force them to live on debts. However, experts say, in some cases, those people are neither spending much nor earning too little—they are simply disorganized. Doing a credit report check is one of the best ways to start organizing for ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/disorganized-consumers-losing-huge-money-790.php" rel="bookmark" title="Permanent Link to Disorganized Consumers Losing Huge Money" class="more">more</a>) <span class="date">January 25, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>“Free” Is Enough to Protect Identity</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/free-is-enough-to-protect-identity-786.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/free-is-enough-to-protect-identity-786.php#comments</comments>
		<pubDate>Sun, 24 Jan 2010 17:56:58 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=786</guid>
		<description><![CDATA[Consumers and businesses alike are facing serious threats of identity theft. However, some advocacy groups argue that the dangers for this crime are at times exaggerated by commercial sources to boost profit. Advocates hint at a TV commercial which says it will provide “free” credit report so consumers can avoid falling victim to ID scammers. While viewers are initially told that they will be given their credit reports for free, they would later on find out that they are automatically ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/free-is-enough-to-protect-identity-786.php" rel="bookmark" title="Permanent Link to “Free” Is Enough to Protect Identity" class="more">more</a>) <span class="date">January 24, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Report Advice-Should you trust a free credit report?</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-should-you-trust-a-free-credit-report-719.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-should-you-trust-a-free-credit-report-719.php#comments</comments>
		<pubDate>Sun, 24 Jan 2010 07:35:28 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=719</guid>
		<description><![CDATA[Credit reports hold the key for any and all of your future investments. Any creditor or lender has to first check your credit report to take a decision regarding your loan application. Credit is basically the money given by a creditor to a borrower with the promise that the borrower will repay the money through periodic repayments without any delay in the payments. These payments are known as instalments. Therefore, for a creditor to be assured of your paying the ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/credit-report-advice-should-you-trust-a-free-credit-report-719.php" rel="bookmark" title="Permanent Link to Credit Report Advice-Should you trust a free credit report?" class="more">more</a>) <span class="date">January 24, 2010</span>]]></description>
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