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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  February</title>
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	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Why Companies Sometimes request for your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 12:40:09 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=836</guid>
		<description><![CDATA[There are three major and recognized credit bureaus, Equifax, TransUnion and Experian. These three credit reporting and scoring companies are the ones responsible for the credit worthiness ratings that credit account holders receive. As mandated by the law in the Fair Credit Reporting Act or FCRA, credit account holders have the right to annual and free credit reports and scores from these three credit bureaus. However, the mandate of the law is not enough to make people have better credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php" rel="bookmark" title="Permanent Link to Why Companies Sometimes request for your Credit Report" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
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		<title>Juggling With Debt To Rebuild A Damaged Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php#comments</comments>
		<pubDate>Thu, 25 Feb 2010 16:52:38 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=854</guid>
		<description><![CDATA[A high number of consumers are dealing with bad credit scores right now. A lot of them got surprised by the economic crisis and overextended their credit. A few were irresponsible borrowers to begin with. Some may have had to take out loans and lean on their credit cards due to some emergency such as serious health problems. Whatever the case, consumers with bad credit scores need to rebuild their credit as quick as they can considering the importance of ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php" rel="bookmark" title="Permanent Link to Juggling With Debt To Rebuild A Damaged Credit Score" class="more">more</a>) <span class="date">February 25, 2010</span>]]></description>
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		<title>Safer Credit Report Checks Through The FTC</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php#comments</comments>
		<pubDate>Tue, 23 Feb 2010 16:50:58 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=851</guid>
		<description><![CDATA[The economic climate right now has really forced consumers to be very critical of their finances. Failing to keep an eye on their finances in this economic downturn could be disastrous for consumers. Now more than ever, it is very important for consumers to check their credit reports. The need for constant credit report monitoring is not going unnoticed among the more entrepreneurial in the credit industry. A lot of consumers are getting offers, especially online, for credit report checking ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php" rel="bookmark" title="Permanent Link to Safer Credit Report Checks Through The FTC" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
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		<title>Threats to your Privacy Protection</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php#comments</comments>
		<pubDate>Tue, 23 Feb 2010 12:32:08 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=824</guid>
		<description><![CDATA[Fair credit Reporting Act was created for reasons which include the protection of consumers’ privacy. According to this law, access to your credit report is limited and that there are certain sets information like those asked by employers and medically-inclined information could not be disclosed by credit reporting agencies without your approval. It is indeed a good credit report advice to keep knowledge about your rights and the CRA’s legal obligation.  In spite of this, there are certain instances nowadays ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php" rel="bookmark" title="Permanent Link to Threats to your Privacy Protection" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Easier Fraud Detection When Consumers Monitor Their Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php#comments</comments>
		<pubDate>Sat, 20 Feb 2010 14:55:01 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=847</guid>
		<description><![CDATA[One of the biggest concerns among consumers today is identity fraud. It was bad enough a few years ago and now, with the current economic scenario, cases of identity fraud have gone up considerably. According to a research done by Javelin Strategies, there was a one in twenty chance of a consumer being a victim of identity fraud in 2009, an increase of 11% compared to the previous year. The risk exposure among consumers differentiate considerably depending on the consumer. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php" rel="bookmark" title="Permanent Link to Easier Fraud Detection When Consumers Monitor Their Credit Reports" class="more">more</a>) <span class="date">February 20, 2010</span>]]></description>
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		<title>FICO SCORES: The Percentage Needed to Succeed</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/fico-scores-the-percentage-needed-to-succeed-833.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/fico-scores-the-percentage-needed-to-succeed-833.php#comments</comments>
		<pubDate>Fri, 19 Feb 2010 12:38:59 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=833</guid>
		<description><![CDATA[The Fair Isaac Corporation method of computing for the credit score of a credit account holder is the only official way of computing for credit score. The credit score or FICO score is the numerical equivalence of the narrative credit documentation or credit report. No matter how people may try to understand the process of computing for the FICO score, it is too complicated to comprehend. On the bright side, credit account holders can boost their credit worthiness rating in ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/fico-scores-the-percentage-needed-to-succeed-833.php" rel="bookmark" title="Permanent Link to FICO SCORES: The Percentage Needed to Succeed" class="more">more</a>) <span class="date">February 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>U.S. Consumers Get Free Credit Reports Annually</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/u-s-consumers-get-free-credit-reports-annually-844.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/u-s-consumers-get-free-credit-reports-annually-844.php#comments</comments>
		<pubDate>Tue, 16 Feb 2010 22:46:05 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=844</guid>
		<description><![CDATA[Consumers from the United States will be happy to know that they are entitled to a free credit report annually courtesy of the U.S. government. This is part of the regulations included in the Fair Credit Reporting Act or FCRA. A credit report is an important document for American consumers because it helps them keep track of their finances and understand their credit scores. Most consumers know very well the impact that their credit scores can make in their financial ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/u-s-consumers-get-free-credit-reports-annually-844.php" rel="bookmark" title="Permanent Link to U.S. Consumers Get Free Credit Reports Annually" class="more">more</a>) <span class="date">February 16, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>We are not Left with no Rights</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/we-are-not-left-with-no-rights-822.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/we-are-not-left-with-no-rights-822.php#comments</comments>
		<pubDate>Tue, 16 Feb 2010 12:30:43 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=822</guid>
		<description><![CDATA[Tracking down history one will find out that credit reports started 100 years ago utilized to file just the negative financial information about a person. It is also inaccessible even to the person whose name is written on the document.  Addressing this issue, in pursuit for increasing accuracy and protecting privacy grounded on fair information practices, Fair Credit Reporting Act was passed in 1971. This act made a lot of difference on how credit reporting agencies work before as compared ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/we-are-not-left-with-no-rights-822.php" rel="bookmark" title="Permanent Link to We are not Left with no Rights" class="more">more</a>) <span class="date">February 16, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>7 Year Limit For Foreclosures In Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/7-year-limit-for-foreclosures-in-credit-reports-841.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/7-year-limit-for-foreclosures-in-credit-reports-841.php#comments</comments>
		<pubDate>Sun, 14 Feb 2010 14:47:37 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=841</guid>
		<description><![CDATA[Foreclosures, though consumers are loathe to admit it, have been wide spread during the past two years. Driven primarily by the economic crisis, foreclosures have become the bane of consumers. A foreclosure is a disastrous event for consumers. It can severely damage the confidence of a consumer and can dash their hopes and dreams in one fell swoop. An even more daunting and long term effect of foreclosures is the negative mark that it will make in a consumer&#8217;s credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/7-year-limit-for-foreclosures-in-credit-reports-841.php" rel="bookmark" title="Permanent Link to 7 Year Limit For Foreclosures In Credit Reports" class="more">more</a>) <span class="date">February 14, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>The Problem of owing too much</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-problem-of-owing-too-much-831.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-problem-of-owing-too-much-831.php#comments</comments>
		<pubDate>Fri, 12 Feb 2010 12:38:06 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=831</guid>
		<description><![CDATA[The credit bureaus in their own ways can direct the financial status of many individuals. In the United States alone the three major credit bureaus are taking care of 250,000,000 of credit account holders’ information. The personal information of the credit account holders will be the basis of credit bureaus in assessing their credit worthiness. There are many technicalities in the credit bureaus’ processes of making their credit worthiness measures. Among the technicalities and problems that credit bureaus can bring ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/the-problem-of-owing-too-much-831.php" rel="bookmark" title="Permanent Link to The Problem of owing too much" class="more">more</a>) <span class="date">February 12, 2010</span>]]></description>
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