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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  April</title>
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	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Credit Report Tips- Settle debts increase the value of your credit report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-settle-debts-increase-the-value-of-your-credit-report-939.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-settle-debts-increase-the-value-of-your-credit-report-939.php#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:59:10 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=939</guid>
		<description><![CDATA[The word credit is used by everybody in today’s world. However, very few people know the exact meaning of the word. Credit is when a person borrows some money from a creditor or a lender to pay for goods and services. The act of borrowing money also includes a guarantee to pay the money back in pre decided instalments at fixed rate of interest. The entire of America runs on the credit system. However, for a creditor to lend you ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-settle-debts-increase-the-value-of-your-credit-report-939.php" rel="bookmark" title="Permanent Link to Credit Report Tips- Settle debts increase the value of your credit report" class="more">more</a>) <span class="date">April 30, 2010</span>]]></description>
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		<title>The End Of Free Credit Report Ads</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/the-end-of-free-credit-report-ads-984.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/the-end-of-free-credit-report-ads-984.php#comments</comments>
		<pubDate>Thu, 29 Apr 2010 13:57:52 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=984</guid>
		<description><![CDATA[A new law that has come into place will protect users from the surprise charges they get for their “free” credit report. For many customers this will prove beneficial, for Mafalda Signore, its too late. Mafalda visited a website that offered her a free credit report, and ended up with a recurring charge of 29.95$ billed to her credit card. The 80 year old Cape Coral resident went on record saying that she is pretty sharp; but didn’t catch the ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/the-end-of-free-credit-report-ads-984.php" rel="bookmark" title="Permanent Link to The End Of Free Credit Report Ads" class="more">more</a>) <span class="date">April 29, 2010</span>]]></description>
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		<title>Importance of Having a High Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/importance-of-having-a-high-credit-score-931.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/importance-of-having-a-high-credit-score-931.php#comments</comments>
		<pubDate>Thu, 29 Apr 2010 12:53:43 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=931</guid>
		<description><![CDATA[This article would like to give you a credit score advice so that you ca improve it and able to get a high credit score. Information in your credit report is the basis of your credit score.  The three major credit reporting agencies each have version of the credit score but they based it on the original Fair Isaac scoring method. The Equifax applies the beacon system, TransUnion uses the classic FICO Risk system and Experian employs an Experian/Fair Isaac ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/importance-of-having-a-high-credit-score-931.php" rel="bookmark" title="Permanent Link to Importance of Having a High Credit Score" class="more">more</a>) <span class="date">April 29, 2010</span>]]></description>
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		<title>The Debate Over The Existence Of Free Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/the-debate-over-the-existence-of-free-credit-reports-980.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/the-debate-over-the-existence-of-free-credit-reports-980.php#comments</comments>
		<pubDate>Tue, 27 Apr 2010 12:56:35 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=980</guid>
		<description><![CDATA[Credit scores are the best way to determine the health of your credit rating. Consumers by and large aren’t really aware of what their credit report comprises of, or what effect it has on ones credit score. There are many advertisements which claim free credit reports and the like; truth be told this is just a marketing gimmick to get consumers to purchase their credit monitoring and credit repair services. Daru Burdge, president of Consumer Credit Counseling Service (CCCS) of ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/the-debate-over-the-existence-of-free-credit-reports-980.php" rel="bookmark" title="Permanent Link to The Debate Over The Existence Of Free Credit Reports" class="more">more</a>) <span class="date">April 27, 2010</span>]]></description>
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		<title>FTC rule, targets Credit Report Sites</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/ftc-rule-targets-credit-report-sites-977.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/ftc-rule-targets-credit-report-sites-977.php#comments</comments>
		<pubDate>Sun, 25 Apr 2010 12:55:12 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=977</guid>
		<description><![CDATA[Undoubtedly you have seen those advertisements on the internet to visit a website where you can get a free credit report. The truth of the matter is that the customer is requesting far more than a free credit report. Most consumers who visit sites like this end up signing up for a free credit report, along with which they also end up signing up for a host of other programs and services. These services are “free”, for the first seven ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/ftc-rule-targets-credit-report-sites-977.php" rel="bookmark" title="Permanent Link to FTC rule, targets Credit Report Sites" class="more">more</a>) <span class="date">April 25, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Free Credit Report Rule To Apply For TV, Radio</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-report-rule-to-apply-for-tv-radio-974.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-report-rule-to-apply-for-tv-radio-974.php#comments</comments>
		<pubDate>Fri, 23 Apr 2010 12:53:48 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=974</guid>
		<description><![CDATA[New FTC regulations require a website offering “free credit reports” to display a disclaimer on their websites. The ads are required to remind customers that they are permitted to request one free credit report per credit bureau per year as per federal law; they are also required to provide a link to AnnualCreditReport.com. The Federal Trade Commission mandated this new regulation to illuminate ambiguous ads posted by companies which promise a free credit report, but actually include credit monitoring and ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-report-rule-to-apply-for-tv-radio-974.php" rel="bookmark" title="Permanent Link to Free Credit Report Rule To Apply For TV, Radio" class="more">more</a>) <span class="date">April 23, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-report-rule-to-apply-for-tv-radio-974.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Keep a High Credit Score Based from your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/how-to-keep-a-high-credit-score-based-from-your-credit-report-929.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/how-to-keep-a-high-credit-score-based-from-your-credit-report-929.php#comments</comments>
		<pubDate>Fri, 23 Apr 2010 12:52:56 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=929</guid>
		<description><![CDATA[Credit score is very much important because this three digit number will help the lender forecast with some accuracy how likely a certain borrower can repay a loan. It will also help them predict how the client can make payments on time. With the help of the credit reporting agencies and credit monitoring services, customers can view their credit score. This is of course charged by the credit reporting companies. A credit score advice would help you as a consumer ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/how-to-keep-a-high-credit-score-based-from-your-credit-report-929.php" rel="bookmark" title="Permanent Link to How to Keep a High Credit Score Based from your Credit Report" class="more">more</a>) <span class="date">April 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Credit Report Tips – Stay away from fake reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-stay-away-from-fake-reports-937.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-stay-away-from-fake-reports-937.php#comments</comments>
		<pubDate>Wed, 21 Apr 2010 12:58:25 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=937</guid>
		<description><![CDATA[Credit reports are the most important financial documents today. They hold the entire credit history of an individual. When this person applies for a credit, all the creditor has to do is order out a credit report and go through it. He will be able to determine who the applicant is financially. Every credit application goes through the same process. Credit is a term often heard but not explained. Credit is when a borrower borrows money from the lender to ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/credit-report-tips-stay-away-from-fake-reports-937.php" rel="bookmark" title="Permanent Link to Credit Report Tips – Stay away from fake reports" class="more">more</a>) <span class="date">April 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>No more &#8220;Free&#8221; Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/no-more-free-credit-reports-968.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/no-more-free-credit-reports-968.php#comments</comments>
		<pubDate>Wed, 21 Apr 2010 12:51:27 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=968</guid>
		<description><![CDATA[Websites offering free credit reports can no longer enroll people in their schemes under false pretences. Now websites are required to give more clarity to consumers by the law. Credit Bureaus now are compelled by the law to show a warning tag stating that the free credit report which consumers are entitled to by law is not the same free credit report marketed by the company, under the new CARD Act of 2009. According to The Federal Trade Commission, free ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/no-more-free-credit-reports-968.php" rel="bookmark" title="Permanent Link to No more &#8220;Free&#8221; Credit Reports" class="more">more</a>) <span class="date">April 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Free&#8221; Credit Reports reformed</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-reports-reformed-965.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-reports-reformed-965.php#comments</comments>
		<pubDate>Mon, 19 Apr 2010 12:50:10 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=965</guid>
		<description><![CDATA[&#8220;Free&#8221; Credit Cards now face the possibility of being free. To bring around reforms on advertisements bringing in customers under false pretences, the Federal Trade Commission orders Credit Bureaus to state in their advertisements that the approved site for credit reports is annualcreditreport.com only. The bill passed is to prevent companies from hoodwinking customers into taking “free” credit reports by misleading them with mass media ads that grab customers with promises of &#8220;free” credit reports. The FTC said “Consumers were ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/free-credit-reports-reformed-965.php" rel="bookmark" title="Permanent Link to &#8220;Free&#8221; Credit Reports reformed" class="more">more</a>) <span class="date">April 19, 2010</span>]]></description>
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