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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  July</title>
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	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Advisory on Credit Report for a Better Chance of a Loan</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/advisory-on-credit-report-for-a-better-chance-of-a-loan-1194.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/advisory-on-credit-report-for-a-better-chance-of-a-loan-1194.php#comments</comments>
		<pubDate>Thu, 29 Jul 2010 12:42:23 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1194</guid>
		<description><![CDATA[In today’s era, more business firms in the U.S. are vigilant in scrutinizing application as a precautionary measure on their business. Because of this, they advised customers to improve their Credit Report to avail of a loan without so much difficulty. The firm’s advisory was a response to the increasing number of individuals who were denied of a loan or had a hard time availing one. Just like a customer who expressed her concern in one forum in the internet ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/advisory-on-credit-report-for-a-better-chance-of-a-loan-1194.php" rel="bookmark" title="Permanent Link to Advisory on Credit Report for a Better Chance of a Loan" class="more">more</a>) <span class="date">July 29, 2010</span>]]></description>
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		<title>Catch-22 poses a threat to job seekers</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/catch-22-poses-a-threat-to-job-seekers-1190.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/catch-22-poses-a-threat-to-job-seekers-1190.php#comments</comments>
		<pubDate>Tue, 27 Jul 2010 12:40:45 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1190</guid>
		<description><![CDATA[People who are on the lookout for a job and do not have a good credit report backing them are in trouble today. Over 60% of the prospective employers request for a copy of credit report of the candidate and scrutinize it thoroughly before offering them the job. This does not herald good news for people who are currently unemployed. In fact, this only tightens the noose and makes job search even more stressful. Nobody seems to give a thought ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/catch-22-poses-a-threat-to-job-seekers-1190.php" rel="bookmark" title="Permanent Link to Catch-22 poses a threat to job seekers" class="more">more</a>) <span class="date">July 27, 2010</span>]]></description>
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		<title>Consumerism Tips on Raising Your FICO Scores</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/consumerism-tips-on-raising-your-fico-scores-1147.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/consumerism-tips-on-raising-your-fico-scores-1147.php#comments</comments>
		<pubDate>Mon, 26 Jul 2010 12:35:12 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1147</guid>
		<description><![CDATA[Damaged scores are usually brought about by bad credit reputation due to unsettled debts and other financial obligations. The three reporting agencies gather all reports from merchants and other financial institutions that you have made some business transactions with and reflect them in their reports subject for the computation of your FICOs. Once your obligations are not settled, they are able to pull you down the drain and gradually shut all opportunities for financial growth. This is considered the time ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/consumerism-tips-on-raising-your-fico-scores-1147.php" rel="bookmark" title="Permanent Link to Consumerism Tips on Raising Your FICO Scores" class="more">more</a>) <span class="date">July 26, 2010</span>]]></description>
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		<title>Fraud Alert: The Good, the Bad, the Ugly and The Bright Side</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/fraud-alert-the-good-the-bad-the-ugly-and-the-bright-side-1187.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/fraud-alert-the-good-the-bad-the-ugly-and-the-bright-side-1187.php#comments</comments>
		<pubDate>Sun, 25 Jul 2010 12:39:56 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1187</guid>
		<description><![CDATA[A fraud alert is a safeguard tool used to notify everyone that checks a cardholder’s credit report that the cardholder is a victim of identity theft. Viewer of the report would have to verify that the cardholder is the person really applying for credit. The service is free and takes about ninety days. An extended fraud alert, which lasts for seven years, needs an identity theft report from a law enforcement agency. An active duty alert, which lasts one year, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/fraud-alert-the-good-the-bad-the-ugly-and-the-bright-side-1187.php" rel="bookmark" title="Permanent Link to Fraud Alert: The Good, the Bad, the Ugly and The Bright Side" class="more">more</a>) <span class="date">July 25, 2010</span>]]></description>
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		<title>Credit Reports For Free</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-for-free-1184.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-for-free-1184.php#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:39:15 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1184</guid>
		<description><![CDATA[Everybody knows how credit reports affect credit card holders. The possibility of obtaining future loans, employment and services availed depend on those pieces of information contained in the credit reports. Card holders are also aware that bad credit reports can expose them to higher risks of financial failure or higher debts. But what cardholders are not that knowledgeable about how they can secure themselves to financial crises regarding their credit. The Fair and Accurate Credit Transactions Act (FACTA), a law ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-for-free-1184.php" rel="bookmark" title="Permanent Link to Credit Reports For Free" class="more">more</a>) <span class="date">July 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding How Credit Bureaus Work</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/understanding-how-credit-bureaus-work-1138.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/understanding-how-credit-bureaus-work-1138.php#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:32:39 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1138</guid>
		<description><![CDATA[Consumers may find it hard to understand the roles of the credit bureaus especially if they are not geared to attaining good FICO scores. But every consumer should acquaint themselves on the important roles done by the three reporting agencies in order for them to know what interventions or credit report tips could be used to improve ratings. Credit bureaus are important if you want to have a good chance for financial enhancement. Not only do they affect credit opportunities ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/understanding-how-credit-bureaus-work-1138.php" rel="bookmark" title="Permanent Link to Understanding How Credit Bureaus Work" class="more">more</a>) <span class="date">July 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Freezing Reports Fights off Scammers</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/freezing-reports-fights-off-scammers-1181.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/freezing-reports-fights-off-scammers-1181.php#comments</comments>
		<pubDate>Wed, 21 Jul 2010 12:38:13 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1181</guid>
		<description><![CDATA[Many Americans have no idea that freezing their credit reports can actually prevent scammers to gain access their credit history. Credit report freeze or security freeze is a method where the credit card reporting agencies block or lock the data contained in credit reports of cardholders. It is done upon the customer’s request to disallow others from viewing the credit history. The customer is also not allowed to open a new credit account while the credit freeze is taking place. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/freezing-reports-fights-off-scammers-1181.php" rel="bookmark" title="Permanent Link to Freezing Reports Fights off Scammers" class="more">more</a>) <span class="date">July 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Student Loans on Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/student-loans-on-credit-report-1178.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/student-loans-on-credit-report-1178.php#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:37:09 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1178</guid>
		<description><![CDATA[Many college students ask whether their student loans will appear in their credit report or not. The answer is: yes, they do. They remain on the credit report for, to college students’ dismay, about seven years. Credit reports contain information that is useful when applying for loan, setting up for new accounts, applying for insurance and such. With the problems in creditworthiness and default risks, it is obviously proper for lenders to have a background check on their potential customers ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/student-loans-on-credit-report-1178.php" rel="bookmark" title="Permanent Link to Student Loans on Credit Report" class="more">more</a>) <span class="date">July 19, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-report/credit-report-news/student-loans-on-credit-report-1178.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Acquiring the Best Credit Report Advice</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/acquiring-the-best-credit-report-advice-1145.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/acquiring-the-best-credit-report-advice-1145.php#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:34:27 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1145</guid>
		<description><![CDATA[Maintaining an untarnished credit line is a task difficult to accomplish. With the economic meltdown and with lots of people experiencing financial pitfalls, it is never easy to avoid delinquencies or unpaid debts. Priorities vary from one person to another and but it is very useful to understand how a blemished credit line could become more detrimental to a person’s life. Taking this into consideration will lead anyone to look for useful credit report advice in order to raise credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/acquiring-the-best-credit-report-advice-1145.php" rel="bookmark" title="Permanent Link to Acquiring the Best Credit Report Advice" class="more">more</a>) <span class="date">July 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Reports Bad News Continues</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-bad-news-continues-1175.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-bad-news-continues-1175.php#comments</comments>
		<pubDate>Sat, 17 Jul 2010 12:35:52 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1175</guid>
		<description><![CDATA[Mortgage Meltdown: Past Revisited. No one can forget what happened during the mortgage meltdown. In 2008, FICO scores were said to be unreliable and their creator corporation have had a hard time defending itself when many homeowners and banks accused the scores for the crisis. Credit scores are calculated based on the information details contained in the credit report. Thus, the FICO scores controversy affected cardholders and lenders’ reliance on the credit reports. Many banks who rely mostly on the ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/credit-reports-bad-news-continues-1175.php" rel="bookmark" title="Permanent Link to Credit Reports Bad News Continues" class="more">more</a>) <span class="date">July 17, 2010</span>]]></description>
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