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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  August</title>
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	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Protecting the Country While Protecting Your Name</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/protecting-the-country-while-protecting-your-name-1241.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/protecting-the-country-while-protecting-your-name-1241.php#comments</comments>
		<pubDate>Sun, 29 Aug 2010 11:31:58 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

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		<description><![CDATA[Identity theft has been a problem of the county for a long time and has already affected over 11 million American citizens throughout the years. Identity theft is a crime wherein the criminal would use ones credit line or “identity” to pay for the items he or she purchased or for the services he or she acquired. In the United States, soldiers are the most susceptible people who have their identities stolen by these criminals. Soldiers who are destined overseas, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/protecting-the-country-while-protecting-your-name-1241.php" rel="bookmark" title="Permanent Link to Protecting the Country While Protecting Your Name" class="more">more</a>) <span class="date">August 29, 2010</span>]]></description>
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		<title>Interesting Facts about Credit Bureaus</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/interesting-facts-about-credit-bureaus-1330.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/interesting-facts-about-credit-bureaus-1330.php#comments</comments>
		<pubDate>Fri, 27 Aug 2010 23:52:36 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1330</guid>
		<description><![CDATA[Whenever we take out a loan, apply for a credit card or any line of credit, the first thing that lenders, banks, and organizations will check would be our credit history. Our credit history basically tells them how good we are in repaying back debts. It will also give them a bird’s eye view of our lifestyle. It includes information about us, identifying information, current and previous employment information, addresses and pone numbers that we currently use and have used, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/interesting-facts-about-credit-bureaus-1330.php" rel="bookmark" title="Permanent Link to Interesting Facts about Credit Bureaus" class="more">more</a>) <span class="date">August 27, 2010</span>]]></description>
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		<title>Students Face Financial Charges At 18</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/students-face-financial-charges-at-18-1238.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/students-face-financial-charges-at-18-1238.php#comments</comments>
		<pubDate>Fri, 27 Aug 2010 13:31:10 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1238</guid>
		<description><![CDATA[A recent study conducted by one of the country’s largest loaning company for students, Sallie Mae, they found out that college student use about 4 credit cards to pay for whatever that is that they purchase. In study, it showed that a lot of college students are now facing financial charges since they could not afford to pay their monthly financial burden on time. According to the study, the median amount of students’ debts has increased in about 3 percent ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/students-face-financial-charges-at-18-1238.php" rel="bookmark" title="Permanent Link to Students Face Financial Charges At 18" class="more">more</a>) <span class="date">August 27, 2010</span>]]></description>
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		<title>Tips on Filing a Dispute on Your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-filing-a-dispute-on-your-credit-report-1345.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-filing-a-dispute-on-your-credit-report-1345.php#comments</comments>
		<pubDate>Thu, 26 Aug 2010 00:00:44 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1345</guid>
		<description><![CDATA[Credit reports are rarely 100% accurate. More often than not, information that is sent to the credit reporting agencies’ database are erroneous. One of the reasons why it is inaccurate is because different people have different interpretations on the data given to them. So, when the encoders type this in the system it will come out erroneous. Also, because they are dealing with billions of pieces of information, it is usual that these are mixed up. Having inaccurate data on ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-filing-a-dispute-on-your-credit-report-1345.php" rel="bookmark" title="Permanent Link to Tips on Filing a Dispute on Your Credit Report" class="more">more</a>) <span class="date">August 25, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Threatened Woman Sues Debt Collecting Company</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/threatened-woman-sues-debt-collecting-company-1235.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/threatened-woman-sues-debt-collecting-company-1235.php#comments</comments>
		<pubDate>Wed, 25 Aug 2010 11:30:24 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1235</guid>
		<description><![CDATA[Philadelphia &#8211; threat has become one of the primary secret weapons of collecting agencies to force their customers to pay up their debts. A lot has already been harassed by these debt collectors and their threats have made the borrowers mouth quiet. However, a local woman, who has been threatened by a lending company, is ready to shut the company down. The woman, Seena Rosenberry, has been bugged by a lending company for weeks. She says she was very nervous ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/threatened-woman-sues-debt-collecting-company-1235.php" rel="bookmark" title="Permanent Link to Threatened Woman Sues Debt Collecting Company" class="more">more</a>) <span class="date">August 25, 2010</span>]]></description>
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		<title>Equifax Lost Case for Misleading Consumer Disputes</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-lost-case-for-misleading-consumer-disputes-1232.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-lost-case-for-misleading-consumer-disputes-1232.php#comments</comments>
		<pubDate>Mon, 23 Aug 2010 10:29:16 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1232</guid>
		<description><![CDATA[New York &#8211; Equifax Information Service LLC has recently faced a law suit for failure to investigate and provide their side valid reasons in disputes on top of the correctness of their public files. The consumers who filed the case against one of the country’s largest credit reporting agency have won the law suit. In the judge’s ruling, by Judge Joseph H. Rodriguez, he said that the claimant, Bruce A. Summerfield, was enough to represent the consumers who have supported ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/equifax-lost-case-for-misleading-consumer-disputes-1232.php" rel="bookmark" title="Permanent Link to Equifax Lost Case for Misleading Consumer Disputes" class="more">more</a>) <span class="date">August 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Students Should Start Building Good Credit History</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/students-should-start-building-good-credit-history-1228.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/students-should-start-building-good-credit-history-1228.php#comments</comments>
		<pubDate>Sat, 21 Aug 2010 12:24:52 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1228</guid>
		<description><![CDATA[Students have a lot of necessities for their studies and school life. Books, tuition fees and dorm fees do not usually fit all in their part-time job salaries. Parents can’t at all easily provide the money for these expenses at once. The answer for covering all these expenses is credit all along. Students, whether under a personal or authorized user credit card, have their own credit history. Like with how teens handle auto insurance, not all adults consider young people ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/students-should-start-building-good-credit-history-1228.php" rel="bookmark" title="Permanent Link to Students Should Start Building Good Credit History" class="more">more</a>) <span class="date">August 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Negative Items Appear In Credit Reports for Seven Years</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/negative-items-appear-in-credit-reports-for-seven-years-1225.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/negative-items-appear-in-credit-reports-for-seven-years-1225.php#comments</comments>
		<pubDate>Thu, 19 Aug 2010 11:24:11 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1225</guid>
		<description><![CDATA[One question that has been on-going for years is how long do negative items appear on credit reports. Many consumers fear that the negative items might affect them for years and that they delay the consumers’ plans to apply for credit or buy for a new car. Lawsuit or judgment stays on a report for seven years or until the statute of limitations are up. Information on bankruptcy stays for seven but could extend to ten years. Tax liens likewise ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/negative-items-appear-in-credit-reports-for-seven-years-1225.php" rel="bookmark" title="Permanent Link to Negative Items Appear In Credit Reports for Seven Years" class="more">more</a>) <span class="date">August 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tips on Fixing a Bad Credit with Your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-fixing-a-bad-credit-with-your-credit-report-1343.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-fixing-a-bad-credit-with-your-credit-report-1343.php#comments</comments>
		<pubDate>Thu, 19 Aug 2010 00:00:02 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1343</guid>
		<description><![CDATA[Having bad credit is becoming unavoidable these days. The economic crisis has brought us to a point where it is becoming more and more difficult for us to pay our debt on time and keep up with the terms our lenders and our creditors laid out. As much as we want to keep good credit and a high credit score, it seems that the only choice that we have is to learn how to manage our finances given the circumstances. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/tips-on-fixing-a-bad-credit-with-your-credit-report-1343.php" rel="bookmark" title="Permanent Link to Tips on Fixing a Bad Credit with Your Credit Report" class="more">more</a>) <span class="date">August 18, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Can I Make Sure I Get a Loan with My Credit Report?</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/how-can-i-make-sure-i-get-a-loan-with-my-credit-report-1328.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/how-can-i-make-sure-i-get-a-loan-with-my-credit-report-1328.php#comments</comments>
		<pubDate>Wed, 18 Aug 2010 23:51:04 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1328</guid>
		<description><![CDATA[An advice to make sure that you get the loan that you need is to make sure that you have a good credit history. A good credit history does not only entail that you have to make on-time payments on your loans. When lenders review your creditworthiness, they don’t look at your credit score alone. All of the information that is stated there in your credit report is important in determining whether they will approve your application for a loan ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/how-can-i-make-sure-i-get-a-loan-with-my-credit-report-1328.php" rel="bookmark" title="Permanent Link to How Can I Make Sure I Get a Loan with My Credit Report?" class="more">more</a>) <span class="date">August 18, 2010</span>]]></description>
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