Credit Report Archive for August, 2010

• Access Credit Reports Online for Free

  by Faye Mergel
  

  There have been innumerable cases in the past where Americans have faced problems with their credit scores. A sudden drop in their credit scores leads them into trouble and takes a long time to repair too. While many times this is due to the individuals unable to handle their finances the right way, the problem is also seen when there are errors in their credit history. To avoid situations where the credit scores suffer due to erroneous entries, it is … (more) August 11, 2010

• Hotel Customers Warned Of Hackers

  by Faye Mergel
  

  People who travel a lot and therefore make substantial use of hotels are warned of new methods hackers and thieves have recently been employing. It has been called to the attention of some that most thieves swarm at hotels and from there pinpoint or target their next victim. A report from Trustwave, a company on data security, revealed that this year, more than 35 percent of credit card hackings happened in hotels, or implicated the hotel industry. The reason why … (more) August 9, 2010

• Errors to watch out on a Credit report

  by Faye Mergel
  

  Consumers should be aware of mistakes in their credit Report. This was pointed out by Linda Sherry, National priorities Director of Consumer Action. Beware! Once somebody you do not know calls to inquire on someone’s debts, your address, correct spelling of your name or any information about you, this could enter on your Credit Report. Unsolicited incoming calls are usually the start of alterations in your Credit Report. This, after many victims complained of overdue debts, rented apartment which they … (more) August 7, 2010

• Credit Report Bad News

  by Faye Mergel
  

  No one knows what goes on the minds of lenders and credit card report viewers when they look through the data in the credit reports. Credit card holders maybe biting their nails as their future lenders are skimming through the details. Others would ignore the situation thinking that they have been doing good credit management and there’s nothing to be afraid of. Well, certainly, there is something to be afraid of. Credit reports viewer has their own agenda and criteria … (more) August 5, 2010

• How Students Could Improve their Credit Scores

  by Karen Anderson

  For whether you are a tenured employee or just an ordinary student, there is always a need for you to work hard in order for you to have good credit ratings. FICO scores are very essential especially if you are trying to build a reputation worthy of future credit activities. As students, there is no excuse for you to establish a reputable credit line. Its not because you don’t have work that frees you from standing for your financial obligations. … (more) August 4, 2010

• How do you Get a Good Credit Score

  by Andy Snyder

  Credit ratings determine your future. Whether you like it or not, these numbers from the FICO algorithms have a great impact on the kind of life you will be living for the next few years to come. Understanding how it works and opting for good credit report advice to raise them will definitely help you reach a good credit score. Of course, before you can do this, you need to have a copy of your credit report. The assessment follows … (more) August 3, 2010

• Garbage seen to threaten Credit Report

  by Faye Mergel
  

  The many victims of Credit Report fraud clarified that waste which is most of the time taken for granted posts danger to one’s Credit Report. They claimed that this is mostly in the form of Identity Theft but other forms of fraud are possible too. The traditional method, dumpster diving which means going through one’s garbage is seen as the access thieves use to go through your personal information in your Credit Report. They are not actually interested with the … (more) August 3, 2010

• Greatest Damage on Credit report Disclosed

  by Faye Mergel
  

  Phony Identity has been identified to greatly affect an individual’s Credit report. With this, alert has been raised against impostors using other people’s Credit report following an enormous increase in Identity Theft cases in the U.S. Statistic reveals that cases of Identity Theft from all over the country rose to 10 million in 2008 alone compared to thousands in the previous years and still expected to rise in the future as projected. They said that victims include individuals of all … (more) August 1, 2010