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	<title>Credit Report News, Tips &#38; Advice « Credit Reports&#187; 2010  September</title>
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	<description>Credit Report News, Tips &#38; Advice</description>
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		<title>Be a more responsible consumer – check your credit records</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/be-a-more-responsible-consumer-check-your-credit-records-1419.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/be-a-more-responsible-consumer-check-your-credit-records-1419.php#comments</comments>
		<pubDate>Thu, 30 Sep 2010 22:58:46 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1419</guid>
		<description><![CDATA[Having a negative score or just having a point deduction in your credit rating is not the end of the world. Neither is it a loan rejection or a credit card application. These things all have something in common: yes, they affect your credit rating and credit history; and they put negative scores on your credit record. You should know that a negative credit rating may well mean higher APR’s on loans, insurance, and credit card offers. And once compounded, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/be-a-more-responsible-consumer-check-your-credit-records-1419.php" rel="bookmark" title="Permanent Link to Be a more responsible consumer – check your credit records" class="more">more</a>) <span class="date">September 30, 2010</span>]]></description>
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		<title>Report Shows Ways to Protect Against Identity Theft</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/report-shows-ways-to-protect-against-identity-theft-1304.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/report-shows-ways-to-protect-against-identity-theft-1304.php#comments</comments>
		<pubDate>Wed, 29 Sep 2010 12:15:40 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1304</guid>
		<description><![CDATA[With all the news and events going on these past few months about identity theft crimes, the latest being the Zeus Zbot malware and hotel security breach issues last month, it has made American consumers more aware of the situation and make them feel vulnerable to the threat of it. But a study shows that being vigilant and taking action in safeguarding one’s credit information could help to better protecting oneself from identity theft. The U.S Secret Service and Verizon ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/report-shows-ways-to-protect-against-identity-theft-1304.php" rel="bookmark" title="Permanent Link to Report Shows Ways to Protect Against Identity Theft" class="more">more</a>) <span class="date">September 29, 2010</span>]]></description>
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		<title>How to handle disputes on your credit history</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/how-to-handle-disputes-on-your-credit-history-1397.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/how-to-handle-disputes-on-your-credit-history-1397.php#comments</comments>
		<pubDate>Mon, 27 Sep 2010 22:43:45 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1397</guid>
		<description><![CDATA[Your credit report contains information about your credit worthiness however this record of yours can be prone to errors thus threatening your reputation. There can be purchases made under your account that you are not aware of. There may be accounts opened under your name that you are not responsible of. There maybe accounts that you have closed in the past that were recorded as existing accounts. There may be balances that you were able to settle but were reported ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/how-to-handle-disputes-on-your-credit-history-1397.php" rel="bookmark" title="Permanent Link to How to handle disputes on your credit history" class="more">more</a>) <span class="date">September 27, 2010</span>]]></description>
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		<title>Is Bankruptcy Counselling really necessary, asks consumers</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/is-bankruptcy-counselling-really-necessary-asks-consumers-1301.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/is-bankruptcy-counselling-really-necessary-asks-consumers-1301.php#comments</comments>
		<pubDate>Mon, 27 Sep 2010 11:15:03 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1301</guid>
		<description><![CDATA[Consumers who plan to declare bankruptcy are required by law to attend bankruptcy counselling sessions before they file their case. But this law has been questioned by many credit users if it is really necessary to have. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 states that consumers are required to attend some credit counselling sessions before they file bankruptcy, according to the Federal Trade Commission. These counselling sessions are to make sure that consumers would be educated ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/is-bankruptcy-counselling-really-necessary-asks-consumers-1301.php" rel="bookmark" title="Permanent Link to Is Bankruptcy Counselling really necessary, asks consumers" class="more">more</a>) <span class="date">September 27, 2010</span>]]></description>
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		<title>Employers List Top Credit Report Red Flags That Make Them Reject Applicants</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/employers-list-top-credit-report-red-flags-that-make-them-reject-applicants-1298.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/employers-list-top-credit-report-red-flags-that-make-them-reject-applicants-1298.php#comments</comments>
		<pubDate>Sat, 25 Sep 2010 11:14:20 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1298</guid>
		<description><![CDATA[Recently, many companies are starting to check up more on the credit reports of job applicants before they hire them. And these companies who perform these credit checks also point out some of the many credit report blunders they find that dissuade them from hiring applicants. Employers, both from the government and private sectors, have started to use applicants’ credit reports as a basis for hiring in which they could also see how financially responsible an applicant before allowing them ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/employers-list-top-credit-report-red-flags-that-make-them-reject-applicants-1298.php" rel="bookmark" title="Permanent Link to Employers List Top Credit Report Red Flags That Make Them Reject Applicants" class="more">more</a>) <span class="date">September 25, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>More Companies checking Up on Applicant’s Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/more-companies-checking-up-on-credit-reports-1295.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/more-companies-checking-up-on-credit-reports-1295.php#comments</comments>
		<pubDate>Thu, 23 Sep 2010 10:13:27 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1295</guid>
		<description><![CDATA[Credit reports are becoming more of a determining factor on whether you could be successful in your workplace and job opportunities nowadays. And this causes jobseekers and employees to be more conscious and careful with their credit reports in case the subject comes up when negotiating with the higher ups. More and more companies are checking up on the credit reports of their applicants before hiring them, and the same thing goes for determining whether an aspiring employee could get ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/more-companies-checking-up-on-credit-reports-1295.php" rel="bookmark" title="Permanent Link to More Companies checking Up on Applicant’s Credit Reports" class="more">more</a>) <span class="date">September 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Do you trust your credit report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/do-you-trust-your-credit-report-1377.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/do-you-trust-your-credit-report-1377.php#comments</comments>
		<pubDate>Tue, 21 Sep 2010 18:44:09 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1377</guid>
		<description><![CDATA[A lot of credit experts suggest that one should have his credit report get monitored regularly so in case some suspicious transactions are done then there is a way to at least stop a bigger and more serious damage. A number of people files complaints in regards with the incorrect information that were reflected on their credit reports. Of course this is not a very surprising thing in America. As a matter of fact, there are about 10,000 who fall ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/do-you-trust-your-credit-report-1377.php" rel="bookmark" title="Permanent Link to Do you trust your credit report" class="more">more</a>) <span class="date">September 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bankruptcy Is Looming: Knowing What to Do</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/bankruptcy-is-looming-knowing-what-to-do-1292.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/bankruptcy-is-looming-knowing-what-to-do-1292.php#comments</comments>
		<pubDate>Tue, 21 Sep 2010 10:12:32 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1292</guid>
		<description><![CDATA[With economic uncertainty still going on today, it is no surprise that even our financial security could be threatened at any time. Bankruptcy is one of the worse-case scenarios for a consumer nowadays, and would leave one hell of a mark on your credit history like a failing grade highlighted with red ink. But even if you do bankrupted, rest assure that there are ways to get your credits back on the road to recovery. After filing bankruptcy, you got ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/bankruptcy-is-looming-knowing-what-to-do-1292.php" rel="bookmark" title="Permanent Link to Bankruptcy Is Looming: Knowing What to Do" class="more">more</a>) <span class="date">September 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>People are now vigilant in Filing a Dispute on Wrong Info on your Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/people-are-now-vigilant-in-filing-a-dispute-on-wrong-info-on-your-credit-reports-1289.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/people-are-now-vigilant-in-filing-a-dispute-on-wrong-info-on-your-credit-reports-1289.php#comments</comments>
		<pubDate>Sun, 19 Sep 2010 11:11:52 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1289</guid>
		<description><![CDATA[With the financial uncertainty happening all around us, it is safe that we are vigilant in keeping our finances secure and our credits stay afloat. Fixing inaccurate information in our credit reports is one of the best ways of doing so, because a simple error in that document would have a more pervasive effect on other aspects of your life than what you could have expected. Good credits are important to have if you want to be more financially secure, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/people-are-now-vigilant-in-filing-a-dispute-on-wrong-info-on-your-credit-reports-1289.php" rel="bookmark" title="Permanent Link to People are now vigilant in Filing a Dispute on Wrong Info on your Credit Reports" class="more">more</a>) <span class="date">September 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Check your credit report before it’s too late</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/check-your-credit-report-before-too-late-1395.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/check-your-credit-report-before-too-late-1395.php#comments</comments>
		<pubDate>Sat, 18 Sep 2010 22:42:52 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=1395</guid>
		<description><![CDATA[Your credit report is one important record not just for you as a consumer but also to creditors, employers or any potential lenders. Credit reports contain public records, personal data, credit information and inquiries. Your identification and contact information completes the section of personal information. It contains your name, social security number, addresses current and previous, date of birth, telephone number/s and your current and previous employers. Focusing on sourcing information from governmental sources is the section of public record ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/check-your-credit-report-before-too-late-1395.php" rel="bookmark" title="Permanent Link to Check your credit report before it’s too late" class="more">more</a>) <span class="date">September 18, 2010</span>]]></description>
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