Credit Report Archive for September, 2010

• Protect Yourself from Identity Theft Using Your Credit Report

  by Faye Mergel
  

  Identity theft crimes have risen these past few months, and you certainly do not want to be one of the 9 million American credit users that are victimized every year. Fortunately, there are ways you could use to better protect yourself from identity theft. And one of them is using your credit reports to keep tabs on your credit information. Credit reports are financial documents that lists your accounts, balances, and your paying behaviour throughout your payment history. These documents … (more) September 11, 2010

• Fixing Your Credit Report

  by Faye Mergel
  

  There are just some times when you find a few errors in your credit report, and these kinds of mistakes could often cost you a loan you want to get or a job you want to have. If you find these kinds of faults in your financial document, then you need to fix them as soon as possible because doing so is a long and tedious process. A credit report is more than just a financial document. Whatever is listed … (more) September 9, 2010

• Make a Better Review of Your Credit Report

  by Faye Mergel
  

  Identity theft and credit hacking related crimes have grown more active these past few months, and you may never know if you are a victim of such acts. It is best that you check your credit report more carefully whenever you make the regular annual check-up to make sure that your credit information is safe. Any credit-using American citizens are entitled to view their credit reports for free every twelve months from each of the three credit reporting agencies Equifax, … (more) September 7, 2010

• Financial Reform Bill provision to Reduce Credit Report Errors

  by Faye Mergel
  

  The information on a consumer’s credit report carries more importance and weight than most people take for granted, because whatever it is listed on the report would be used to affect the credit user’s financial situation. That is why legislators have added a new measure into the Financial Reform Bill to reduce errors on credit reports and further benefit their consumers. Michael Barr, Treasury Assistant Secretary, wrote a While House blog that revealed that consumers have filed an estimated 150, … (more) September 5, 2010

• How to Be “In-Charge” On Your Credit History

  by Andy Snyder

  A common misconception about credit reports is that they are reliable so people do not monitor them regularly. Plus, they do not care about it until it is necessary to get one like if they are applying for a new line of credit. Most people even rely on the creditors’ judgment on their credit report and what credit bureaus provide them. We should be in charge of our own credit report so we can make sure that their feedback is … (more) September 4, 2010

• New Bill Aims to Lessen Credit Report Errors

  by Faye Mergel

  Credit reports are very important to an individual. The information found in ones credit report may help him build up a better financial support or may crumble down his or her finances. A credit report may also be the source of one’s promotion, renting apartments, increase ones chance in finding a better job, and in getting one an insurance policy rate that is right for him or her. Because of the very valuable importance of credit reports, members of the … (more) September 3, 2010

• Tips on Keeping Your Credit Report Clean

  by Karen Anderson

  We maintain a good credit history because we want to make sure that whenever we need to apply for a bigger balance, we deserve to be approved for it. People who prefer using cash over credit are usually under the impression that they do not need to build credit history because they can pay upfront. However, it is always good to be safe. If ever there comes a time that we run out of cash, all that is left would … (more) September 2, 2010

• “Active Duty Alert” For Soldiers to Protect Their Credit Reports

  by Faye Mergel
  

  U.S. Soldiers who are being deployed outside of the country should not only be vigilant abroad, they should also be active in making sure that their credit reports that are left in the country would be safe from identity theft. With the increase of credit card hacking and identity theft related crimes these past few months, it is best that people be vigilant that their credit card records and banking statements are safe from financial fraud. And U.S. soldiers would … (more) September 1, 2010