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	<title>Credit Report News, Tips &#38; Advice « Free Credit Reports</title>
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	<description>Free Credit Report News, Tips &#38; Advice</description>
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		<title>Manage debt settlement well for a good credit report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-debt-settlement-well-for-a-good-credit-report-873.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-debt-settlement-well-for-a-good-credit-report-873.php#comments</comments>
		<pubDate>Thu, 11 Mar 2010 12:52:18 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=873</guid>
		<description><![CDATA[The credit report is a very important document which reflects one’s ability to handle various credit instruments and hence makes a creditor want to give him or her loan. It is something like a background check and hence must be kept untarnished. There are several ways that one’s credit report can be spoilt. Debt settlement is one such issue which will definitely have a huge impact on the credit score. Debt settlement is something that is done when a person ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-debt-settlement-well-for-a-good-credit-report-873.php" rel="bookmark" title="Permanent Link to Manage debt settlement well for a good credit report" class="more">more</a>) <span class="date">March 11, 2010</span>]]></description>
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		<title>The Gravest Situations and Best Advises in the Area of Credit</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-gravest-situations-and-best-advises-in-the-area-of-credit-863.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-gravest-situations-and-best-advises-in-the-area-of-credit-863.php#comments</comments>
		<pubDate>Mon, 08 Mar 2010 02:45:42 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=863</guid>
		<description><![CDATA[Personal information of credit account holders by the credit bureau standards will remain in the bureaus’ databases for seven years. These seven years are critical simply because seven years is a long duration of time to get rid of the worst mistakes that you can commit. However, credit reporting and credit scoring are dependent on the natures of gradation and duration. Time can be the friend and enemy of the credit account holder under certain situations. Time is your friend ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/the-gravest-situations-and-best-advises-in-the-area-of-credit-863.php" rel="bookmark" title="Permanent Link to The Gravest Situations and Best Advises in the Area of Credit" class="more">more</a>) <span class="date">March 7, 2010</span>]]></description>
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		<title>Manage your Credit Report Better</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php#comments</comments>
		<pubDate>Wed, 03 Mar 2010 12:51:19 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=871</guid>
		<description><![CDATA[A credit report is very important to analyze the various credit activities that one undertakes. It is like the report card that a school going kid receives for the academic work that he or she has done. The credit report can be broadly categorized into four different categories, the personal information, the credit history, public hearings and enquiries. Each of these categories has their own importance associated with them. The personal information consists of your name, your banking account numbers, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php" rel="bookmark" title="Permanent Link to Manage your Credit Report Better" class="more">more</a>) <span class="date">March 3, 2010</span>]]></description>
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		<title>Why You Should Learn to Read Your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/why-you-should-learn-to-read-your-credit-report-860.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/why-you-should-learn-to-read-your-credit-report-860.php#comments</comments>
		<pubDate>Wed, 03 Mar 2010 09:30:35 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=860</guid>
		<description><![CDATA[A common mistake amongst a lot of credit cardholders is that they do not really take time to learn how to read credit reports. Back in the day, this would be understandable because credit reports were quite difficult to read. Today, however, credit reports are much easier to handle. Moreover, cases of identity theft have been increasing not just in America, but all over the world. Thus, there really is no reason cardholders should not take initiative in learning how ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/why-you-should-learn-to-read-your-credit-report-860.php" rel="bookmark" title="Permanent Link to Why You Should Learn to Read Your Credit Report" class="more">more</a>) <span class="date">March 3, 2010</span>]]></description>
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		<title>Fed Takes Steps Against Shady Web Sites Offering “Free” Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/fed-takes-steps-against-shady-web-sites-offering-credit-reports-857.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/fed-takes-steps-against-shady-web-sites-offering-credit-reports-857.php#comments</comments>
		<pubDate>Tue, 02 Mar 2010 01:20:29 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=857</guid>
		<description><![CDATA[Owing to the delicate situation of the economy, consumers are keeping a close eye on their finances and making sure that they will not be getting any surprises in their credit standings. The increased consciousness among consumers regarding their credit standing has led to an increase in consumers taking the time and effort to check out their credit reports. Checking out their credit reports is perhaps one of the healthiest things that consumers can do regarding their financial standing. In ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/fed-takes-steps-against-shady-web-sites-offering-credit-reports-857.php" rel="bookmark" title="Permanent Link to Fed Takes Steps Against Shady Web Sites Offering “Free” Credit Reports" class="more">more</a>) <span class="date">March 1, 2010</span>]]></description>
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		<title>Why Companies Sometimes request for your Credit Report</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 12:40:09 +0000</pubDate>
		<dc:creator>Karen Anderson</dc:creator>
				<category><![CDATA[Credit Report Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=836</guid>
		<description><![CDATA[There are three major and recognized credit bureaus, Equifax, TransUnion and Experian. These three credit reporting and scoring companies are the ones responsible for the credit worthiness ratings that credit account holders receive. As mandated by the law in the Fair Credit Reporting Act or FCRA, credit account holders have the right to annual and free credit reports and scores from these three credit bureaus. However, the mandate of the law is not enough to make people have better credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php" rel="bookmark" title="Permanent Link to Why Companies Sometimes request for your Credit Report" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Juggling With Debt To Rebuild A Damaged Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php#comments</comments>
		<pubDate>Thu, 25 Feb 2010 16:52:38 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=854</guid>
		<description><![CDATA[A high number of consumers are dealing with bad credit scores right now. A lot of them got surprised by the economic crisis and overextended their credit. A few were irresponsible borrowers to begin with. Some may have had to take out loans and lean on their credit cards due to some emergency such as serious health problems. Whatever the case, consumers with bad credit scores need to rebuild their credit as quick as they can considering the importance of ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php" rel="bookmark" title="Permanent Link to Juggling With Debt To Rebuild A Damaged Credit Score" class="more">more</a>) <span class="date">February 25, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Safer Credit Report Checks Through The FTC</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php#comments</comments>
		<pubDate>Tue, 23 Feb 2010 16:50:58 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=851</guid>
		<description><![CDATA[The economic climate right now has really forced consumers to be very critical of their finances. Failing to keep an eye on their finances in this economic downturn could be disastrous for consumers. Now more than ever, it is very important for consumers to check their credit reports. The need for constant credit report monitoring is not going unnoticed among the more entrepreneurial in the credit industry. A lot of consumers are getting offers, especially online, for credit report checking ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php" rel="bookmark" title="Permanent Link to Safer Credit Report Checks Through The FTC" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Threats to your Privacy Protection</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php#comments</comments>
		<pubDate>Tue, 23 Feb 2010 12:32:08 +0000</pubDate>
		<dc:creator>Andy Snyder</dc:creator>
				<category><![CDATA[Credit Report Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=824</guid>
		<description><![CDATA[Fair credit Reporting Act was created for reasons which include the protection of consumers’ privacy. According to this law, access to your credit report is limited and that there are certain sets information like those asked by employers and medically-inclined information could not be disclosed by credit reporting agencies without your approval. It is indeed a good credit report advice to keep knowledge about your rights and the CRA’s legal obligation.  In spite of this, there are certain instances nowadays ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php" rel="bookmark" title="Permanent Link to Threats to your Privacy Protection" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Easier Fraud Detection When Consumers Monitor Their Credit Reports</title>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php</link>
		<comments>http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php#comments</comments>
		<pubDate>Sat, 20 Feb 2010 14:55:01 +0000</pubDate>
		<dc:creator>Faye Mergel</dc:creator>
				<category><![CDATA[Credit Report News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-report/?p=847</guid>
		<description><![CDATA[One of the biggest concerns among consumers today is identity fraud. It was bad enough a few years ago and now, with the current economic scenario, cases of identity fraud have gone up considerably. According to a research done by Javelin Strategies, there was a one in twenty chance of a consumer being a victim of identity fraud in 2009, an increase of 11% compared to the previous year. The risk exposure among consumers differentiate considerably depending on the consumer. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php" rel="bookmark" title="Permanent Link to Easier Fraud Detection When Consumers Monitor Their Credit Reports" class="more">more</a>) <span class="date">February 20, 2010</span>]]></description>
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