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	<title>Credit Report News, Tips &#38; Advice « Free Credit Reports</title>
	<link>http://www.free-credit-reports.com/credit-report</link>
	<description>Free Credit Report News, Tips &#38; Advice</description>
	<lastBuildDate>Mon, 08 Mar 2010 02:52:01 +0000</lastBuildDate>
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		<title>The Gravest Situations and Best Advises in the Area of Credit</title>
		<description><![CDATA[Personal information of credit account holders by the credit bureau standards will remain in the bureaus’ databases for seven years. These seven years are critical simply because seven years is a long duration of time to get rid of the worst mistakes that you can commit. However, credit reporting and credit scoring are dependent on the natures of gradation and duration. Time can be the friend and enemy of the credit account holder under certain situations. Time is your friend ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/the-gravest-situations-and-best-advises-in-the-area-of-credit-863.php" rel="bookmark" title="Permanent Link to The Gravest Situations and Best Advises in the Area of Credit" class="more">more</a>) <span class="date">March 7, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/the-gravest-situations-and-best-advises-in-the-area-of-credit-863.php</link>
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		<title>Manage your Credit Report Better</title>
		<description><![CDATA[A credit report is very important to analyze the various credit activities that one undertakes. It is like the report card that a school going kid receives for the academic work that he or she has done. The credit report can be broadly categorized into four different categories, the personal information, the credit history, public hearings and enquiries. Each of these categories has their own importance associated with them. The personal information consists of your name, your banking account numbers, ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php" rel="bookmark" title="Permanent Link to Manage your Credit Report Better" class="more">more</a>) <span class="date">March 3, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/manage-your-credit-report-better-871.php</link>
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		<title>Why You Should Learn to Read Your Credit Report</title>
		<description><![CDATA[A common mistake amongst a lot of credit cardholders is that they do not really take time to learn how to read credit reports. Back in the day, this would be understandable because credit reports were quite difficult to read. Today, however, credit reports are much easier to handle. Moreover, cases of identity theft have been increasing not just in America, but all over the world. Thus, there really is no reason cardholders should not take initiative in learning how ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/why-you-should-learn-to-read-your-credit-report-860.php" rel="bookmark" title="Permanent Link to Why You Should Learn to Read Your Credit Report" class="more">more</a>) <span class="date">March 3, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/why-you-should-learn-to-read-your-credit-report-860.php</link>
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		<title>Fed Takes Steps Against Shady Web Sites Offering “Free” Credit Reports</title>
		<description><![CDATA[Owing to the delicate situation of the economy, consumers are keeping a close eye on their finances and making sure that they will not be getting any surprises in their credit standings. The increased consciousness among consumers regarding their credit standing has led to an increase in consumers taking the time and effort to check out their credit reports. Checking out their credit reports is perhaps one of the healthiest things that consumers can do regarding their financial standing. In ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/fed-takes-steps-against-shady-web-sites-offering-credit-reports-857.php" rel="bookmark" title="Permanent Link to Fed Takes Steps Against Shady Web Sites Offering “Free” Credit Reports" class="more">more</a>) <span class="date">March 1, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/fed-takes-steps-against-shady-web-sites-offering-credit-reports-857.php</link>
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		<title>Why Companies Sometimes request for your Credit Report</title>
		<description><![CDATA[There are three major and recognized credit bureaus, Equifax, TransUnion and Experian. These three credit reporting and scoring companies are the ones responsible for the credit worthiness ratings that credit account holders receive. As mandated by the law in the Fair Credit Reporting Act or FCRA, credit account holders have the right to annual and free credit reports and scores from these three credit bureaus. However, the mandate of the law is not enough to make people have better credit ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php" rel="bookmark" title="Permanent Link to Why Companies Sometimes request for your Credit Report" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/why-companies-sometimes-request-for-your-credit-report-836.php</link>
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		<title>Juggling With Debt To Rebuild A Damaged Credit Score</title>
		<description><![CDATA[A high number of consumers are dealing with bad credit scores right now. A lot of them got surprised by the economic crisis and overextended their credit. A few were irresponsible borrowers to begin with. Some may have had to take out loans and lean on their credit cards due to some emergency such as serious health problems. Whatever the case, consumers with bad credit scores need to rebuild their credit as quick as they can considering the importance of ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php" rel="bookmark" title="Permanent Link to Juggling With Debt To Rebuild A Damaged Credit Score" class="more">more</a>) <span class="date">February 25, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/juggling-with-debt-to-rebuild-a-damaged-credit-score-854.php</link>
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		<title>Safer Credit Report Checks Through The FTC</title>
		<description><![CDATA[The economic climate right now has really forced consumers to be very critical of their finances. Failing to keep an eye on their finances in this economic downturn could be disastrous for consumers. Now more than ever, it is very important for consumers to check their credit reports. The need for constant credit report monitoring is not going unnoticed among the more entrepreneurial in the credit industry. A lot of consumers are getting offers, especially online, for credit report checking ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php" rel="bookmark" title="Permanent Link to Safer Credit Report Checks Through The FTC" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/safer-credit-report-checks-through-the-ftc-851.php</link>
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		<title>Threats to your Privacy Protection</title>
		<description><![CDATA[Fair credit Reporting Act was created for reasons which include the protection of consumers’ privacy. According to this law, access to your credit report is limited and that there are certain sets information like those asked by employers and medically-inclined information could not be disclosed by credit reporting agencies without your approval. It is indeed a good credit report advice to keep knowledge about your rights and the CRA’s legal obligation.  In spite of this, there are certain instances nowadays ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php" rel="bookmark" title="Permanent Link to Threats to your Privacy Protection" class="more">more</a>) <span class="date">February 23, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-advice/threats-to-your-privacy-protection-824.php</link>
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		<title>Easier Fraud Detection When Consumers Monitor Their Credit Reports</title>
		<description><![CDATA[One of the biggest concerns among consumers today is identity fraud. It was bad enough a few years ago and now, with the current economic scenario, cases of identity fraud have gone up considerably. According to a research done by Javelin Strategies, there was a one in twenty chance of a consumer being a victim of identity fraud in 2009, an increase of 11% compared to the previous year. The risk exposure among consumers differentiate considerably depending on the consumer. ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php" rel="bookmark" title="Permanent Link to Easier Fraud Detection When Consumers Monitor Their Credit Reports" class="more">more</a>) <span class="date">February 20, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-news/easier-fraud-detection-when-consumers-monitor-their-credit-reports-847.php</link>
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		<title>FICO SCORES: The Percentage Needed to Succeed</title>
		<description><![CDATA[The Fair Isaac Corporation method of computing for the credit score of a credit account holder is the only official way of computing for credit score. The credit score or FICO score is the numerical equivalence of the narrative credit documentation or credit report. No matter how people may try to understand the process of computing for the FICO score, it is too complicated to comprehend. On the bright side, credit account holders can boost their credit worthiness rating in ... (<a href="http://www.free-credit-reports.com/credit-report/credit-report-tips/fico-scores-the-percentage-needed-to-succeed-833.php" rel="bookmark" title="Permanent Link to FICO SCORES: The Percentage Needed to Succeed" class="more">more</a>) <span class="date">February 19, 2010</span>]]></description>
		<link>http://www.free-credit-reports.com/credit-report/credit-report-tips/fico-scores-the-percentage-needed-to-succeed-833.php</link>
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