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  • Secured Credit Card Raises Credit Scores

    by Brian Anderson
    Secured Credit Card Raises Credit Scores

    Credit scores have meaning to the credit industry. That means customers, lenders; insurance brokers and credit related companies look at credit scores with respect. Issues on the credit scores may have become frustrating, but new developments have crushed the bafflements. There are plenty of credit scores and many of them are relied on because of their accuracy and applicability. The increased reliance on scores has also increased the concern of customers about their credit behavior. What about those customers who … (more) August 10, 2010

  • The Real Fico Median Is Not 723

    by Brian Anderson
    The Real Fico Median Is Not 723

    FICO scores are the commonly used type of credit scores by many lenders, insurance agents, employers and credit card holders. The scores, which range from 300 to 850, are calculated with a secret formula. Fair Isaac, FICO scores creator, have stated that there are five components in calculating customers’ credit scores. These are credit history, utilization, account balances, credit inquiries and payment history. Many customers knew all of these. Ask them what do they think about the number 723, and … (more) August 4, 2010

Credit Score Tips

Some people do not really realize the importance of maintaining a good credit score. The truth is it could help you land a job and get a car or a house. If a person has a bad credit score then no company would be willing to financially trust you.  No company will invest their money to a risk credit person. Maintaining a good credit score is actually very easy. All you have to do is follow this guideline and you … (more) July 22, 2010

Credit Score Advice

When a mistake is done, expect something undesirable to happen. There are some mistakes that do not really cause too much damage but you can’t afford to mess up with your credit score, can you?  When you are applying for a loan, the lenders will be checking on your history with your credit report. Credit reports are provided by the three major credit report bureaus; TransUnion, Equifax and Experian and some minor agencies. When you shop for a lot of … (more) July 30, 2010