Credit Score News, Tips & Advice
Website CertifiedPrivacy Protected
Credit Report » Credit Score
  • Credit Scores to Predict Behavior

    by Sally Maison
    Credit Scores to Predict Behavior

    Determination of credit scores is a difficult procedure that takes into account the past credit history to develop future predictions. This requires thorough analysis of information from credit bureaus for understanding the present position of the consumer. Not all data are crucial in this regard. Therefore, segregation of relevant data for predicting credit behavior in the future is required. In general, most people continue with their spending habits whether it is good or bad for years at a stretch. Building … (more) June 7, 2013

  • Back-to-Cash Meets Opposition

    by Sally Maison
    Back-to-Cash Meets Opposition

    The economy continues to recover, but no one can deny that it is still slumping. Since bad lending and borrowing practices led the United States to its economic downfall, some finance specialists say using cash for every purchase is the best move consumers can do. However, other experts are against this proposal, saying it could lead to some disastrous effects, including a ruined credit score. Some mass media personalities have been encouraging consumers to go back to making cash purchases, … (more) December 20, 2009

Credit Score Tips

Repairing a damaged credit score isn’t like an error done with a pencil; is an eraser, put in the right answer then errors are corrected. With a credit score, you have to invest money, effort and time. And the worse thing about a real poor credit score is that it takes years before you can have your score as good as new again. In America alone, a large percent of consumers have felt a sudden drop in their credit scores … (more) November 15, 2010

Credit Score Advice

According to Fair Credit Reporting Act, credit reporting agencies and bureaus in America are required to provide your credit score at least once every 12 months. Since your credit score has a huge impact on your financial life, the law provides you the opportunity to review your report annually, without any cost. Your credit score determines how credit worthiness – whether you are eligible to get a loan or credit from bank or financial institution. If your credit score is … (more) November 18, 2013