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Most Recent News in Credit Score Advice

  • Regain your credit image

    by Sally Maison

    Obtaining a good credit score is as essential as paying your bills. Remember that credit scores will determine your chances in case you want to buy a house or a car. Once you apply for loans, your credit score will then again play a huge role in helping the lenders if they should grant your loan and what your interest rate should be. In the condition that you have enough money to pay everything in one-cash payment then you do … (more) September 23, 2010

  • Checking your Credit Scores Online

    by Sally Maison

    Credit score is all about your borrowing performance.  It measures how you handle your credit card account.  It checks how long you have had credit and the amount of available credit being used.  The history of any late payments also has a corresponding score in the credit-scoring formula, and if you had implicated anything negative in your account transactions, it will also be recorded and scored.  If your credit score is impressive, there is a bigger chance of being able … (more) September 17, 2010

  • The Credit Scoring System

    by Sally Maison

    The credit scoring system provides an analysis of your borrowing performance.  This is what lenders look at when deciding on the approval of any application you have submitted.  The higher you credit score is, the easier it is for you to be trusted by lending companies.  In determining how high a credit score will be, here is a list of things to keep in mind:  Past Delinquency – past issues of delayed or no payments tend to impact scores significantly.  … (more) September 8, 2010

  • Maintaining a Good Credit Score

    by Sally Maison

    You can either go to your bank or go online at the comfort of your own home to check your current standing in regards with your credit score.  Credit score is the analysis of your credit performance.  This can be helpful when you are planning to apply for more credit or if you have any interests in car loans or mortgages.  The usual range of scores is 300-850.  The higher score you have, the more likely those lenders will trust … (more) September 2, 2010

  • Jobs and Your Credit Scores

    by Sally Maison

    A credit score is the computed sum of all the information listed in your credit report.  This is a three-digit number that measures your performance as a borrower.  It is based on your credit card payments, inquiries, credit use, credit history, and other loans you might have.  It is often check upon by lenders to help them decide if a certain person is eligible for a higher credit or loan approval.  Some employers nowadays also checks credit scores of applicants.  … (more) August 26, 2010

  • Credit Scores for Teens

    by Sally Maison

    Nowadays, teenagers get more privileges than when their parents were their age.  Cellular phones and laptops used to be tools for working adults but now, it is a luxury, and almost a necessity, for teenagers.  Their lives are more complicated and more demanding.  The lifestyle they have is up a notch and they are almost living an adult’s life.  They are more prone to prioritizing reputation and material things to make them high and famous.   Money is not even an … (more) August 20, 2010

  • Credit Score Advice On Getting Loans With Bad History Report

    by Sally Maison

    People with bad credit history can usually have different kinds of nightmares especially when it comes to getting loans or financial assistance during their times of needs. This article is aimed at giving credit score advice for those people who really need to have something to help them out when they are in a tight fix even though they have a bad credit history. These days, there is no need to worry that much anymore as there are other means … (more) August 11, 2010

  • Get Your Credit Score on track Again

    by Sally Maison

    A lot of bad things follow after a big financial crisis; bankruptcy, non-payment of taxes and credits which could lead to lawsuits and even personal stuff like marriage could also fall. These factors could surely hurt your credit score and history. Bad things happen but you can’t always be on the bad side of things. When you have recovered from your financial worry, the very first thing you have to do is to repair your ruined credit. Keep reading and … (more) August 3, 2010

  • Basic facts About Your Credit Score

    by Sally Maison

    When a mistake is done, expect something undesirable to happen. There are some mistakes that do not really cause too much damage but you can’t afford to mess up with your credit score, can you?  When you are applying for a loan, the lenders will be checking on your history with your credit report. Credit reports are provided by the three major credit report bureaus; TransUnion, Equifax and Experian and some minor agencies. When you shop for a lot of … (more) July 30, 2010

  • Credit score guides for students

    by Sally Maison

    More and more students are getting worried about their debts and credit score. The number of students leaving the school with outstanding debts and ruined credit score is increasing and this is due to the uncontrolled rise in tuition fee and large credit card debts that pushes students to go for larger loans. Despite all the pressures related to school life like financial difficulties, the good news is that students can now possibly leave their school maintaining a good credit … (more) July 20, 2010