Credit Score News, Tips & Advice
Website CertifiedPrivacy Protected

Most Recent News in Credit Score Advice

  • Maximizing your Credit Score

    by Brian Anderson

    In many parts of the world where credit is an essential part of making transactions, one’s credit score can play a vital role in daily life. A credit score is a number based on statistical analysis of a person’s credit reports to represent a person’s credit worthiness. A person’s credit score is computed by taking a number of variables into account. A credit score is a three digit score that uses different equations to have a basic idea on your … (more) December 14, 2009

  • Advice on Understanding Credit Repair Basics

    by Brian Anderson

    Credit repair is the process of improving your credit scores through changing or deleting of unwanted or illogical data in your record. More often than not, consumers are bothered by the results of their credit reports and their credit scores because these mainly dictate the outcome of their borrowing privileges. As a credit score advice, it pays to fix your credit report in order to boost your potentials in borrowing for lower interest rates and for more beneficial terms. … (more) December 12, 2009

  • Information Privacy Laws: The Consumer’s Tough Armor

    by Brian Anderson

    There are many laws which have been enacted for the privilege and protection of borrowers. This is because borrowers or the consumers are usually subject to unfair assessment and fraud which both ruin the chance of the consumer to borrow at a rate and term he or she deserves. Credit score advice is one of the things you could opt for in order for you to understand these laws including the main FCRA. You can try out the services of … (more) December 10, 2009

  • The Law behind Credit Repair

    by Brian Anderson

    There are many instances of persuading an individual to seek for credit repair online. Sometimes, there are even companies who promise 100% bad credit deletion or credit repair. Credit repair is indeed necessary for everyone who is suffering from the erroneous judgment or unfair publication of individual information by the credit bureaus. You cannot be blamed for seeking for credit repair or credit score advice. On the other hand, you should also be aware that even credit repair aids … (more) December 8, 2009

  • The Laws Governing Your Credit

    by Brian Anderson

    Any right is governed by a responsibility. We might not be conscious about it but all privileges are simply bounded by some limitations in order for the world to be in equilibrium. When rights are rights alone, eventually the world will no longer exist. This is why every credit opportunity is bounded by laws. Laws will limit the power of credit bureaus and credit companies. On the other hand, they will take care and protect consumers like you. When you … (more) December 6, 2009

  • Creditors: The Worlds New Mafia

    by Brian Anderson

    Ever since I was little I had a small penchant for mafia movies, De Niro, Al Paccino, these people never seem to get old. Before the age of credit and credit score advice, we had the Mafia. They gave me and everyone else an idea of what mafia life was about; walking around gazebos and Venice inspired fountains on your front lawns and what mafia movie was not complete without that heavy Italian accent?   If you’ve ever watched any mafia … (more) December 4, 2009

  • Things to Consider in Maintaining a Good Credit Score

    by Brian Anderson

    Today, in a world where people rely on credit cards and bank accounts, credit score is an important thing to take into consideration. A lot of post paid bills and loans, paid on time or not, shape and determine a person’s credit score. Knowing how your credit score works for you and how to make it work to your own advantage could help you a lot in your daily life financially. The right credit score advice should be taken into … (more) December 2, 2009

  • Top 5 Ways to Improve Your Credit Score

    by Brian Anderson

    Credit scores are a vital record of credit worthiness in today’s society. It is a 3 digit number ranging from 350-850. It represents the likelihood that a person will pay his/her debts. A credit score advice can be obtained from credit bureaus and lending institutions. There are several scoring methods but most lenders use the FICO system from Fair Isaac Corporation. This important number used to be hidden from consumers since they believe that it will only confuse them. Until … (more) November 30, 2009

  • No Credit Means Bad Credit in the Eyes of Lenders

    by Brian Anderson

    While not taking debt and paying for everything with cash could be a good practice, no credit could mean bad credit in the eyes of lenders. A person’s ability to pay his debt is one vital factor which potential creditors, mortgagors and even employers consider. If an individual doesn’t take the risks of acquiring a credit, he or she either pays everything with cash or he/she doesn’t have enough cash to pat for anything at all.  Having a credit score … (more) November 28, 2009

  • The FICO Credit Score Cards and the Five Dimensions of Your Credit Score

    by Brian Anderson

    Fair Isaac Corporation or FICO developed the first scoring system in 1958 for American Investments and another scoring system for American and Bank Trust in 1970 for credit cards. In the early 1980s, FICO together with three major credit bureaus developed a scoring method to measure the creditworthiness of a person.  It is called a credit score. It is used to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. This … (more) November 26, 2009