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Most Recent News in Credit Score News

  • Experian Takes It Out: Mortgage to an Annual 15% Build Up

    by Brian Anderson
    Experian Takes It Out: Mortgage to an Annual 15% Build Up

    Experian, one of the three for US Creditors, in its National Score Index, has recently revealed the delinquency of homeowners for up to 15% this time around. US Homeowners are said to get through with their credit dilemmas, thereby a suffering for the real estate market. The severity of the delinquency comes as a major concern, not only for lenders but to the whole economic backbone as well. The numbers come out when the national credit score for the most … (more) October 6, 2010

  • Ways to Improving Your Business Credit Score

    by Brian Anderson
    Ways to Improving Your Business Credit Score

    Millions of Americans have found their credit scores getting lower and many more are expected to join them. So do whatever you can so you won’t end up being one of the unlucky ones by keeping your business credit score afloat and even improve it. With a high enough credit score, you would be able to save more money on interest and even be ore likely to be approved for receiving loans for your the financial needs of your business. … (more) October 4, 2010

  • Standard & Poor’s Keeps the Threat of Credit Rating Downgrade Over Britain

    by Brian Anderson
    Standard & Poor’s Keeps the Threat of Credit Rating Downgrade Over Britain

    According to a United States-based credit rating agency, Britain still risks losing its triple-A credit rating even with the financial tightening that its coalition government had announced last month. Standard & Poor’s keeps having a negative outlook on their country’s top-notch triple-A credit rating because the government had yet to make spending cuts, and it perceives that the economy would take longer to grow than what the government had predicted. The credit bureau stated that its economic forecasts of their … (more) October 2, 2010

  • Things That Could Harm Your Credit Score

    by Brian Anderson
    Things That Could Harm Your Credit Score

    With so many American consumers finding their credit scores getting lower and lower, it pays that you know a thing or two about what could harm your score so as not to be one of the millions of unfortunate ones. Understanding credit score calculations maybe too complicated for you too handle, but you could at least make the effort of knowing the various things that could negatively affect your score. This way, you would know which threats to watch out … (more) September 30, 2010

  • Debunking Some Credit Score Myths

    by Brian Anderson
    Debunking Some Credit Score Myths

    With millions of Americans finding their credit scores going lower and lower, it is best that you do not end up as one of them. One of the best ways of doing so is to know the right kind of information to use, unfortunately there are plenty of credit score myths being circulated around to misinform people. About time we debunk a few so you know which methods would or would not hurt your score. Here are a list of … (more) September 28, 2010

  • Millions of American consumers’ credit scores go lower

    by Brian Anderson
    Millions of American consumers’ credit scores go lower

    Millions of American credit users find their credit scores sinking lower and even lower. Fair Isaac Corporation (FICO) showed figures where 25.5% of American consumers, which is equivalent to 43.4 million citizens, have credit scores of 599 or lower which makes these unfortunate too risky to be helped by lenders for their financial troubles. These people are unlikely to get loans, have credit cards, or even buy mortgage especially with the stricter lending standards that banks are using now. Credit … (more) September 26, 2010

  • Visa Promotes Reloadable Debit Cards in Place of Cash

    by Brian Anderson
    Visa Promotes Reloadable Debit Cards in Place of Cash

    July 15, 2010 San Francisco, California – Visa Inc. has launched their campaign of the benefits that one could get from using his or her debit card which is a reloadable card to pay for purchased items or services instead of using cash to pay for them. This campaign was basically launched to reach out financially underserved consumers who do not have any other access to payment cards or to the conventional financial assistance that we have now. These consumers … (more) September 24, 2010

  • American Credit Report Launches New Website

    by Brian Anderson
    American Credit Report Launches New Website

    July 12, 2010 Deerfield Beach, Florida - a new monitoring site has been launched by the American Credit Report. The site aims to provide 4.6 million American consumers the platform that they could utilize to check their credit history. The American Credit Report’s new reporting website on one’s credit history could be used by consumers to monitor their credit scores, activities, histories and their reports. This is the easiest and fastest way that American Credit Report has come up with that … (more) September 22, 2010

  • Credit Limit Cut Offs Lead by American Express

    by admin
    Credit Limit Cut Offs Lead by American Express

    45 percent of American credit card companies have increased their interest rates in the past months. Not only did they pull their rates up, they have also reduced the credit limits of their consumers. The leading bank which have done both increase in their interest rate and cut off the credit limit of their customers is the American Express. This result has been from the data presented by the Federal Reserve in the January survey of the agency’s senior loan … (more) September 20, 2010

  • Lower Credit Scores has been the Recent Trend

    by Brian Anderson
    Lower Credit Scores has been the Recent Trend

    More and more American consumers have been sinking lower in their credit scores, making them difficult to find loans, credit cards, insurances, and even jobs. Based on the newest report presented by FICO Inc. 25.5 percent or roughly 43.4 Americans have very low credit scores. Basically, the average credit score of people under this percentage was 599 which made them feeble risks for credit card, debit card and other lending companies. The economy’s sluggish economic rise is mostly because of … (more) September 18, 2010