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Most Recent News in Credit Score Tips

  • Five Ways to increase your FICO Credit Score

    by George Hauser

    Most creditors request from one or more of the credit bureaus your credit report or your credit score. You might not realize what the importance of your credit score is just by looking at it. But the truth is, this three digit number could determine your financial life.  Each credit score acts as the summary of your creditworthiness. This means that just by looking at your credit score, lenders can somehow get an idea of what kind of borrower you … (more) December 9, 2009

  • Four steps to Build Credit using your Credit Card

    by George Hauser

    If you have started reading up on credit score tips, you might already be familiar with the importance of building a credit. If you have no credit records, lenders would think twice approving your loan or credit card applications because they have no basis on how you can handle the costs of borrowing.  Still though building a credit and a good one requires you to open up credit card accounts, credit score tips will also remind you that the key … (more) December 7, 2009

  • How to Clean up your Credit

    by George Hauser

    Not many credit holders realize the importance of their credit reports. It is true that you should at least have an idea of what a credit report and a credit score is before you apply for a loan. However, you should also try asking yourself what these ideas mean to your financial relationships with creditors and lenders and to your credit status in general.  Most credit score tips that are introduced to consumers who are starting to build credit revolve … (more) December 5, 2009

  • Why You should Pay MORE than the Minimum

    by George Hauser

    One of the reasons why many consumers prefer having revolving credit in the form of credit cards despite credit score tips that tell them to have installment credit is that they can have the convenience of paying only a small percentage of their balance each month. If you have financial trouble when it comes to paying your dues in full, this comes in conveniently.  For those who are repairing their bad credit, credit score tips advice consumers to make the … (more) December 3, 2009

  • Answers to Three Most Important Questions Beginners Ask about Credit

    by George Hauser

    So you have finally made up your mind and thought that starting a credit is just the solution to some of your financial problems. You considered your financial capabilities in repaying the money you need to borrow and the picture is perfect. Other than that, you think that paying on time is not a problem. To be extra sure that you can handle the responsibilities in establishing good credit, you have also read and different credit score tips.  Many of … (more) December 1, 2009

  • Applying for Secured Credit Card

    by George Hauser

    When you decide to apply for credit, one of the very first things you should think about is your financial readiness. This is because there are costs when you borrow money. For instance, you should at least have a job and a stable source of income so that you can repay the money you borrow from creditors.  You should also be able to realize the importance of your credit report and your credit score. When you have read up about … (more) November 29, 2009

  • Tips to Increase Your FICO Score

    by George Hauser

    Many consumers who have credit sometimes forget about the importance of their credit score. True enough, credit score tips tell you to read about credit report and credit score before you make credit and loan applications. The credit report should be regarded as one of the most valuable documents by any consumer who has already started building credit, and those who are just planning to.  Your credit report contains information about your credit activity, from payments to the number of … (more) November 27, 2009

  • Two Essential Things you must Understand in the Credit System

    by George Hauser

    The credit system could be considered one of the greatest inventions of man. Imagine claiming things and services without having to take out cash from your pocket upon purchase. It’s practically getting an extension on payment. However, creditors will not let you have the loan or the house and insurance you want without a price.  If you are not careful in handling your credit, you can be in a lot of financial trouble. You can be stuck in debts. That’s … (more) November 25, 2009

  • Three Reminders for Student Credit Card Holders

    by George Hauser

    With the increasing number of credit card holders comes the increasing number of people getting buried in debt. A large percentage of this group is students who use credit cards. There are many ways to apply for credit cards. Young people who cant wait to avail of the seemingly carefree way to purchase items even when they don’t have cash at hand is the target of credit card companies.  One of the credit score tips that most credit holders forget … (more) November 23, 2009

  • Three Basic Things a Student Credit Holder should Learn

    by George Hauser

    Even students nowadays can get a credit card. Of course, applying for one is much easier than keeping it in good shape. If you are not responsible enough to manage your finances while you are still a student, you can be in a lot of debt by the time you finish school. That’s why it’s always helpful to look up different credit score tips that you can apply.  Many of these credit score tips would at first guide you into … (more) November 21, 2009