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Most Recent News in Credit Score Tips

  • 3 Credit Score Tips I learned from a Credit Counselor

    by George Hauser

    Debt seems to be the answer to individual’s need in today’s high unemployment rate and bad economy. Normally, individuals with good credit score records avail easily of loan and have a better interest charge offer. While availing a loan is easy to some, it is difficult to others. Although this is a reality, actually there are remedies to ease the problems of mortgage denial or delay. Here are a few credit score tips I learned from a credit counselor. Since … (more) November 19, 2009

  • Credit Score Tips: Its Role to Borrowers

    by George Hauser

    Americans are fond of using credit cards to pay for goods they purchase or pay for services they need. About 91.1 million are cardholders. However it is surprising to know that more than one-third of American adults admitted they do not know their credit scores according to the statistical survey report in 2009 by the National Foundation for credit counseling.  Experts believe one must not neglect to know his credit scores if he wants to stay in the world of … (more) November 17, 2009

  • What You should Do and Avoid when You Own Credit Cards

    by George Hauser

    There is already a growing number of credit card holders. In fact, even teenagers are able to apply for their own credit cards. This is because credit card companies are doing double work in advertising their product and services. However, the increasing number of credit card holders is also the main cause of the increase in consumers getting stuck in debt.  For one, you can properly manage your credit card dues and other forms of credit if you pay attention … (more) November 15, 2009

  • How to Manage Credit Card Payments

    by George Hauser

    Almost, if not all of your financial activities are recorded on your credit report. Certain information on this document is used by credit bureaus to come up with a credit score. This number is then purchased from them by creditors, to help them decide on your credit applications.  You could be one of the many people who have more than one credit card. And like most of these people, you can also be fretting over which among your credit cards … (more) November 13, 2009

  • How to Avoid Charging over the Credit Limit

    by George Hauser

    You could be one of the many people who bathe in the benefits of a credit card. It is one thing that comes in handy when you need to have a product or a service given the absence of cash at hand. In fact, the number of credit card providers is increasing because of the demands of great credit card services. Credit cards have different benefits for different people. These depend on their financial needs. Though most credit score tips … (more) November 11, 2009

  • Four Reasons why you need to Check your Credit Report

    by George Hauser

    Credit bureaus are obliged to give you free credit reports once every year. This is helpful because you are given the privilege to take a peak at the contents of your own credit report absolutely for free.  There are many credit score tips that would tell you to take advantage of this because you are given the chance to review your own credit standing. This way, you can identify which among your finances need to be improved. In other words, … (more) November 9, 2009

  • Five Things that can Bury your Credit Score

    by George Hauser

    The goal of every consumer who has started building credit is to protect his credit score. This means he should be equipped with the right knowledge about how to increase this three digit number or how to repair it when it comes crashing down. There are many credit score tips you can apply to do either of these.  A good number of creditors, employers and insurance companies rely on the credit score to determine your creditworthiness. Of course, you would … (more) November 7, 2009

  • Three Credit Cards you should not be Applying for

    by George Hauser

    There could be countless advantages of owning a credit card. One of which is your ability to purchase a product or a service you badly need even when you can not pay for it at the moment. Although credit cards are just one kind of credit, and most credit score tips would tell you that installment credit is better than revolving credit, credit cards are continuously advertised and bought by many.  While it’s true that it could guarantee as a … (more) November 5, 2009

  • Where your Credit Score comes from

    by George Hauser

    Before you can even think of ways to increase your credit score, you should know first what makes up this three digit number. Many credit score tips will guide you along the ways to improve your credit standing. However, you will surely have difficulties understanding and applying them if you are not aware of how your credit score is calculated in the first place.  The way credit scores are calculated nowadays has not always been the same. That’s why you … (more) November 3, 2009

  • Why You Get Three Different Credit Scores

    by George Hauser

    You should apply those credit report tips that tell you to check your credit score and report regularly. You can also purchase your own credit score from different online sources or directly from the bureaus when you need to check your credit standing. You can have a three-in-one credit score. As you might already know, there are three main credit bureaus which produce credit scores for consumers and creditors. Because of this, you might be shocked to see three different … (more) November 1, 2009