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	<title>Credit Score News, Tips &#38; Advice « Credit Scores&#187; 2010  July</title>
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	<link>http://www.free-credit-reports.com/credit-score</link>
	<description>Credit Score News, Tips &#38; Advice</description>
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		<title>Basic facts About Your Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-advice/basic-facts-about-your-credit-score-1108.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-advice/basic-facts-about-your-credit-score-1108.php#comments</comments>
		<pubDate>Fri, 30 Jul 2010 12:44:15 +0000</pubDate>
		<dc:creator>Sally Maison</dc:creator>
				<category><![CDATA[Credit Score Advice]]></category>

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		<description><![CDATA[When a mistake is done, expect something undesirable to happen. There are some mistakes that do not really cause too much damage but you can’t afford to mess up with your credit score, can you?  When you are applying for a loan, the lenders will be checking on your history with your credit report. Credit reports are provided by the three major credit report bureaus; TransUnion, Equifax and Experian and some minor agencies. When you shop for a lot of ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-advice/basic-facts-about-your-credit-score-1108.php" rel="bookmark" title="Permanent Link to Basic facts About Your Credit Score" class="more">more</a>) <span class="date">July 30, 2010</span>]]></description>
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		<title>Credit Card Company dropped credit limit despite responsible borrowing of cardholder</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/credit-card-company-dropped-credit-limit-despite-responsible-borrowing-of-cardholder-1128.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/credit-card-company-dropped-credit-limit-despite-responsible-borrowing-of-cardholder-1128.php#comments</comments>
		<pubDate>Thu, 29 Jul 2010 13:52:55 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1128</guid>
		<description><![CDATA[A resident of Wisconsin complained about the drastic drop in his credit limit despite religiously paying for his credit purchases. Mike Higgins, a Chase card user for over a year, reported that his card used to have a $50,000 credit limit. He said that he never exceeded the said credit limit and had paid his dues at a regular basis without leaving unpaid accounts. He added that the highest purchase he had made was at around $4,000 to $5,000 when ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/credit-card-company-dropped-credit-limit-despite-responsible-borrowing-of-cardholder-1128.php" rel="bookmark" title="Permanent Link to Credit Card Company dropped credit limit despite responsible borrowing of cardholder" class="more">more</a>) <span class="date">July 29, 2010</span>]]></description>
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		<title>Cardholders suffer from &#8216;balance chasing&#8217;</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/cardholders-suffer-from-balance-chasing-1125.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/cardholders-suffer-from-balance-chasing-1125.php#comments</comments>
		<pubDate>Wed, 28 Jul 2010 00:52:09 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1125</guid>
		<description><![CDATA[The credit card industry has been bugged by the recently developed suspicious practice that puts the cardholder at a very high risk of dropping their credit card score. Coined as ‘balance chasing,’ this credit card industry practice prevents the credit score from going up even with constant payment. Upon the cardholder pay the debt load and thus lessening the balance, the issuer automatically lowers the credit limit. This reflects how much of the credit is being used, thus, putting the ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/cardholders-suffer-from-balance-chasing-1125.php" rel="bookmark" title="Permanent Link to Cardholders suffer from &#8216;balance chasing&#8217;" class="more">more</a>) <span class="date">July 27, 2010</span>]]></description>
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		<title>Deceased cardholder&#8217;s debts leaves spouse worrying for credit ratings</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/deceased-cardholders-debts-leaves-spouse-worrying-for-credit-ratings-1122.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/deceased-cardholders-debts-leaves-spouse-worrying-for-credit-ratings-1122.php#comments</comments>
		<pubDate>Sun, 25 Jul 2010 12:51:19 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1122</guid>
		<description><![CDATA[A Texan resident complained that three of the credit card companies which manage her accounts illegally imposed “charge off’ on her records after her husband, who is the joint account holder, passed away. Danielle Hauser reportedly received notifications from Chase, Amex, and Citi telling her that all her accounts were listed as “charge off. Six months prior to receiving the said notifications, Hauser’s husband passed with several unpaid debts left. Hauser’s initial concern was whether or not it will hurt ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/deceased-cardholders-debts-leaves-spouse-worrying-for-credit-ratings-1122.php" rel="bookmark" title="Permanent Link to Deceased cardholder&#8217;s debts leaves spouse worrying for credit ratings" class="more">more</a>) <span class="date">July 25, 2010</span>]]></description>
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		<title>Experian takes it Out: Mortgage to an annual 15% build up</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/experian-takes-it-out-mortgage-to-an-annual-15-build-up-1119.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/experian-takes-it-out-mortgage-to-an-annual-15-build-up-1119.php#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:50:24 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1119</guid>
		<description><![CDATA[Experian, one of the three for US Creditors, in its National Score Index, has recently revealed the delinquency of homeowners for up to 15% this time around. US Homeowners are said to get through with their credit dilemmas, thereby a suffering for the real estate market. The severity of the delinquency comes as a major concern, not only for lenders but to the whole economic backbone as well. The numbers come out when the national credit score for the most ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/experian-takes-it-out-mortgage-to-an-annual-15-build-up-1119.php" rel="bookmark" title="Permanent Link to Experian takes it Out: Mortgage to an annual 15% build up" class="more">more</a>) <span class="date">July 23, 2010</span>]]></description>
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		<title>Have your dream house with a good credit score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-tips/have-your-dream-house-with-a-good-credit-score-1099.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-tips/have-your-dream-house-with-a-good-credit-score-1099.php#comments</comments>
		<pubDate>Thu, 22 Jul 2010 12:40:33 +0000</pubDate>
		<dc:creator>George Hauser</dc:creator>
				<category><![CDATA[Credit Score Tips]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1099</guid>
		<description><![CDATA[Some people do not really realize the importance of maintaining a good credit score. The truth is it could help you land a job and get a car or a house. If a person has a bad credit score then no company would be willing to financially trust you.  No company will invest their money to a risk credit person. Maintaining a good credit score is actually very easy. All you have to do is follow this guideline and you ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-tips/have-your-dream-house-with-a-good-credit-score-1099.php" rel="bookmark" title="Permanent Link to Have your dream house with a good credit score" class="more">more</a>) <span class="date">July 22, 2010</span>]]></description>
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		<title>Repairing Credit Scores Revealed</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/repairing-credit-scores-revealed-1116.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/repairing-credit-scores-revealed-1116.php#comments</comments>
		<pubDate>Wed, 21 Jul 2010 12:49:10 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1116</guid>
		<description><![CDATA[Credit failure is not the end of the world. Even credit and banking is involved in a life of drama. In every failure, there is always hope. To put it into credit terms, if the there is a huge financial problem, there are credit repair methods to get out of it. Repairing the credit requires determination and perseverance. Before making the problem worse or before the collection agency bangs on the door, the debtor must make the repairs immediately. Working ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/repairing-credit-scores-revealed-1116.php" rel="bookmark" title="Permanent Link to Repairing Credit Scores Revealed" class="more">more</a>) <span class="date">July 21, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit score guides for students</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-advice/credit-score-guides-for-students-1106.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-advice/credit-score-guides-for-students-1106.php#comments</comments>
		<pubDate>Tue, 20 Jul 2010 12:43:41 +0000</pubDate>
		<dc:creator>Sally Maison</dc:creator>
				<category><![CDATA[Credit Score Advice]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1106</guid>
		<description><![CDATA[More and more students are getting worried about their debts and credit score. The number of students leaving the school with outstanding debts and ruined credit score is increasing and this is due to the uncontrolled rise in tuition fee and large credit card debts that pushes students to go for larger loans. Despite all the pressures related to school life like financial difficulties, the good news is that students can now possibly leave their school maintaining a good credit ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-advice/credit-score-guides-for-students-1106.php" rel="bookmark" title="Permanent Link to Credit score guides for students" class="more">more</a>) <span class="date">July 20, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-advice/credit-score-guides-for-students-1106.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Short Sale Of Homes Has No Impact On Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/short-sale-of-homes-has-no-impact-on-credit-score-1113.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/short-sale-of-homes-has-no-impact-on-credit-score-1113.php#comments</comments>
		<pubDate>Mon, 19 Jul 2010 12:48:15 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1113</guid>
		<description><![CDATA[The internet has a lot of websites telling people that short sales of homes will result in better credit. Beware of such information. Short sale means selling your house for a value lesser than what you owe to the bank. Rather than improving your credit score, it will wreck it. VP of FICO Scores at Fair Isaac Corp based out of Minneapolis, Tom Quinn, said that foreclosures and short sales is a negative indicator to the bank and reduces the ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/short-sale-of-homes-has-no-impact-on-credit-score-1113.php" rel="bookmark" title="Permanent Link to Short Sale Of Homes Has No Impact On Credit Score" class="more">more</a>) <span class="date">July 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Stop Worrying Endlessly About The Impact Of Your Credit Score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/stop-worrying-endlessly-about-the-impact-of-your-credit-score-1110.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/stop-worrying-endlessly-about-the-impact-of-your-credit-score-1110.php#comments</comments>
		<pubDate>Sat, 17 Jul 2010 12:46:31 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1110</guid>
		<description><![CDATA[In today’s world, people assume that it is impossible to live without being up to date about their credit rating. Financial analysts, however, differ in their opinion. According to financial analysts and advisors, it is not necessary to worry yourself unnecessarily about the credit score, unlike what is being propagated on the internet and through television advertisements. The credit card industry has been playing a major role in the United States right from the 1950s. Right from the time of ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/stop-worrying-endlessly-about-the-impact-of-your-credit-score-1110.php" rel="bookmark" title="Permanent Link to Stop Worrying Endlessly About The Impact Of Your Credit Score" class="more">more</a>) <span class="date">July 17, 2010</span>]]></description>
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