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	<title>Credit Score News, Tips &#38; Advice « Credit Scores&#187; 2010  December</title>
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	<link>http://www.free-credit-reports.com/credit-score</link>
	<description>Credit Score News, Tips &#38; Advice</description>
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		<title>The importance of working on a bad credit score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/the-importance-of-working-on-a-bad-credit-score-1491.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/the-importance-of-working-on-a-bad-credit-score-1491.php#comments</comments>
		<pubDate>Thu, 30 Dec 2010 23:01:46 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1491</guid>
		<description><![CDATA[Consumers who are looking for credit or for loans need to know that a bad credit score can leave them out in the cold. The credit score and therefore the credit history are crucial to the chances of an applicant to get a great deal. NationalCreditReport.com which is a leader in provider credit monitoring services, credit scores and credit reports to the consumers has reminded consumers that there are quite a few simple steps which need to be taken in ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/the-importance-of-working-on-a-bad-credit-score-1491.php" rel="bookmark" title="Permanent Link to The importance of working on a bad credit score" class="more">more</a>) <span class="date">December 30, 2010</span>]]></description>
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		<title>New rule showing how mortgage rate is affected by credit score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/new-rule-showing-how-mortgage-rate-is-affected-by-credit-score-1488.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/new-rule-showing-how-mortgage-rate-is-affected-by-credit-score-1488.php#comments</comments>
		<pubDate>Tue, 28 Dec 2010 23:00:38 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1488</guid>
		<description><![CDATA[The lenders are now required to reveal to the applicants for mortgage how their credit score has affected the mortgage rate that they are getting. With the help of credit score the terms of the loan being offered to the applicants has to be explained, before the latter can accept the offer made to them. This rule has been introduced in the hope that the disclosure will help provide customers with the right information that will motivate them to try ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/new-rule-showing-how-mortgage-rate-is-affected-by-credit-score-1488.php" rel="bookmark" title="Permanent Link to New rule showing how mortgage rate is affected by credit score" class="more">more</a>) <span class="date">December 28, 2010</span>]]></description>
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		<title>Myths about credit scores can cost you</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/myths-about-credit-scores-can-cost-you-1481.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/myths-about-credit-scores-can-cost-you-1481.php#comments</comments>
		<pubDate>Sun, 26 Dec 2010 22:54:45 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1481</guid>
		<description><![CDATA[Customers have to be careful about what they know in general about credit reports and credit scores. This is because myths about credit scores could actually cost the consumers. There are quite a few myths which a lot of consumers believe in. One of the most common myths is that there is just one credit score that is constantly updated. However, the fact of the matter is that there isn’t a credit score at all until the consumer has applied ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/myths-about-credit-scores-can-cost-you-1481.php" rel="bookmark" title="Permanent Link to Myths about credit scores can cost you" class="more">more</a>) <span class="date">December 26, 2010</span>]]></description>
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		<title>Mortgage shoppers are getting benefit from heads-up on credit scores</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/mortgage-shoppers-are-getting-benefit-from-heads-up-on-credit-scores-1478.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/mortgage-shoppers-are-getting-benefit-from-heads-up-on-credit-scores-1478.php#comments</comments>
		<pubDate>Fri, 24 Dec 2010 22:52:46 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1478</guid>
		<description><![CDATA[A lot of people who are looking for home loans and mortgages shop in the same way as one does for various other products and services, which is to look for the best rates and terms that are on offer. Now, such consumers can feel happy because there is an addition to amount of information that is coming their way from the lenders. In fact, this additional information is only going to help the mortgage applicants further. The new disclosure ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/mortgage-shoppers-are-getting-benefit-from-heads-up-on-credit-scores-1478.php" rel="bookmark" title="Permanent Link to Mortgage shoppers are getting benefit from heads-up on credit scores" class="more">more</a>) <span class="date">December 24, 2010</span>]]></description>
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		<title>Mistakes that could greatly affect customers their credit score</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/mistakes-that-could-greatly-affect-customers-their-credit-score-1473.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/mistakes-that-could-greatly-affect-customers-their-credit-score-1473.php#comments</comments>
		<pubDate>Wed, 22 Dec 2010 22:51:11 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1473</guid>
		<description><![CDATA[There are some common mistakes that could greatly affect the credit score of the individual and it is good for the consumers to be aware of these mistakes. As the holiday season comes to an end, shoppers would try to exercise a bit more control over their spending. The credit scores though are dropping across the country with an average of 4 points since January. The current average is 665. This credit score though is decent enough to allow individuals ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/mistakes-that-could-greatly-affect-customers-their-credit-score-1473.php" rel="bookmark" title="Permanent Link to Mistakes that could greatly affect customers their credit score" class="more">more</a>) <span class="date">December 22, 2010</span>]]></description>
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		<title>Mandatory disclosure of credit score to help homebuyers</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/mandatory-disclosure-of-credit-score-to-help-homebuyers-1466.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/mandatory-disclosure-of-credit-score-to-help-homebuyers-1466.php#comments</comments>
		<pubDate>Mon, 20 Dec 2010 22:49:04 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1466</guid>
		<description><![CDATA[Those who are looking to buy a new home will be benefiting with a new rule change that has come into effect from January 1st. As per the new regulation, lenders will have to provide individuals applying for mortgage loans with information as to how their credit score has really affected the interest rate and the quotes that they received. This comes as a welcome news for those individuals who are looking to buy a house and hence might be ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/mandatory-disclosure-of-credit-score-to-help-homebuyers-1466.php" rel="bookmark" title="Permanent Link to Mandatory disclosure of credit score to help homebuyers" class="more">more</a>) <span class="date">December 20, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Borrowers can avail free credit scores now</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/borrowers-can-avail-free-credit-scores-now-1463.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/borrowers-can-avail-free-credit-scores-now-1463.php#comments</comments>
		<pubDate>Sat, 18 Dec 2010 22:48:15 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1463</guid>
		<description><![CDATA[There is absolutely no doubt about the fact that the credit report of every individual is of amazing importance considering that all creditors, lending agencies and even employers fall back on it to choose an individual. In fact the credit score is calculated using this credit report which stands for the creditworthiness of the individual. Now there is a new gift at the start of the year for all the consumers. The credit score will now be available to all ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/borrowers-can-avail-free-credit-scores-now-1463.php" rel="bookmark" title="Permanent Link to Borrowers can avail free credit scores now" class="more">more</a>) <span class="date">December 18, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Annual credit report allows 3 free credit report scores</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/annual-credit-report-allows-3-free-credit-report-scores-1459.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/annual-credit-report-allows-3-free-credit-report-scores-1459.php#comments</comments>
		<pubDate>Thu, 16 Dec 2010 22:41:58 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1459</guid>
		<description><![CDATA[Free Annual Credit Report Online has responded to the increasing need for sensitive credit reports by providing a trouble free approach to consumers as far as getting credit history easily. A lot of investors, given the present economy are realising that it is quite critical to keep up to date with the credit scores of the individuals. Therefore Free Annual Credit Report online in collaboration with the 3 credit bureaus has offered to provide real time snap shots of the ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/annual-credit-report-allows-3-free-credit-report-scores-1459.php" rel="bookmark" title="Permanent Link to Annual credit report allows 3 free credit report scores" class="more">more</a>) <span class="date">December 16, 2010</span>]]></description>
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		<title>FICO on giving deeper insights to lenders</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/fico-on-giving-deeper-insights-to-lenders-1455.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/fico-on-giving-deeper-insights-to-lenders-1455.php#comments</comments>
		<pubDate>Tue, 14 Dec 2010 05:59:50 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1455</guid>
		<description><![CDATA[Score Trends Service v2.0 is FICO’s way to help address the needs of lenders to have a heightened understanding when it comes to their own level of risk.  If lenders are given sufficient knowledge and deeper insights about risk assessment they can end up managing their portfolios growth well and profitably. Moreover according to FICO with their Score Trends Service v2.0 lenders will learn how to avoid loss and take advantage identifying possible opportunities. This new subscription service launched by ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/fico-on-giving-deeper-insights-to-lenders-1455.php" rel="bookmark" title="Permanent Link to FICO on giving deeper insights to lenders" class="more">more</a>) <span class="date">December 14, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>BEACON 5.0 released in Canada</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/beacon-5-0-released-in-canada-1452.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/beacon-5-0-released-in-canada-1452.php#comments</comments>
		<pubDate>Sun, 12 Dec 2010 07:33:13 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1452</guid>
		<description><![CDATA[To capture the particular credit habits of Canadians a new credit scoring system is developed by FICO. This new credit scoring system is made available in Equifax Canada and is called BEACON 5.0. BEACON 5.0 is patterned with the newly enhanced and improved version of the FICO scoring model thus this new scoring system also carried the improved accuracy and predictive power. Canadian lenders can be guided by this new scoring system in managing risks in credit through ranking consumers ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/beacon-5-0-released-in-canada-1452.php" rel="bookmark" title="Permanent Link to BEACON 5.0 released in Canada" class="more">more</a>) <span class="date">December 12, 2010</span>]]></description>
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