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	<title>Credit Score News, Tips &#38; Advice « Credit Scores</title>
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	<link>http://www.free-credit-reports.com/credit-score</link>
	<description>Credit Score News, Tips &#38; Advice</description>
	<lastBuildDate>Sun, 05 Feb 2012 05:09:58 +0000</lastBuildDate>
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		<title>There are more than 3 important credit scores to take care of now</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/there-are-more-than-3-important-credit-scores-to-take-care-of-now-1649.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/there-are-more-than-3-important-credit-scores-to-take-care-of-now-1649.php#comments</comments>
		<pubDate>Sun, 05 Feb 2012 05:09:58 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1649</guid>
		<description><![CDATA[It has been often told that we need to take care of our credit scores, because the big 3 as they are referred to, keep track of all our records. The 3 credit bureaus, Experian, TransUnion and Equifax are the biggest agencies whose services the lenders take to review the credit scores and creditworthiness of an individual. A missed payment, irresponsible repayment or a bill not paid could affect our credit scores significantly. In fact, Experian alone holds the records ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/there-are-more-than-3-important-credit-scores-to-take-care-of-now-1649.php" rel="bookmark" title="Permanent Link to There are more than 3 important credit scores to take care of now" class="more">more</a>) <span class="date">February 5, 2012</span>]]></description>
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		<title>Home buyers drastically affected by poor credit scores</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/home-buyers-drastically-affected-by-poor-credit-scores-1646.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/home-buyers-drastically-affected-by-poor-credit-scores-1646.php#comments</comments>
		<pubDate>Thu, 26 Jan 2012 05:08:31 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1646</guid>
		<description><![CDATA[It is a very good question to ask how much your credit history was affected and by how much your credit score came down during the economic distress that followed housing slump. Whether the credit score didn’t come down at all or whether it came down by more than 100 points is a question that is potentially affecting millions of home buyers who are hoping that they would qualify for the mortgages. The same is the case with current home ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/home-buyers-drastically-affected-by-poor-credit-scores-1646.php" rel="bookmark" title="Permanent Link to Home buyers drastically affected by poor credit scores" class="more">more</a>) <span class="date">January 26, 2012</span>]]></description>
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		<title>Now is the right time to clear off holiday debts, say credit experts</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/now-is-the-right-time-to-clear-off-holiday-debts-say-credit-experts-1643.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/now-is-the-right-time-to-clear-off-holiday-debts-say-credit-experts-1643.php#comments</comments>
		<pubDate>Mon, 16 Jan 2012 05:07:04 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1643</guid>
		<description><![CDATA[If you have been one among the millions of customers who used their credit card excessively during the holiday season, get ready to pay off your debts now. The credit card statements will arrive anytime soon and it is time to consider options to pay off your dues at the earliest. Main officials from prime shopping centers in Birmingham reported they catered to larger number of people than they expected during the weeks between Thanksgiving and New Year. The best ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/now-is-the-right-time-to-clear-off-holiday-debts-say-credit-experts-1643.php" rel="bookmark" title="Permanent Link to Now is the right time to clear off holiday debts, say credit experts" class="more">more</a>) <span class="date">January 16, 2012</span>]]></description>
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		<title>Focus on rebuilding credit scores this new year rather than just getting rid of debts</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/focus-on-rebuilding-credit-scores-this-new-year-rather-than-just-getting-rid-of-debts-1638.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/focus-on-rebuilding-credit-scores-this-new-year-rather-than-just-getting-rid-of-debts-1638.php#comments</comments>
		<pubDate>Wed, 04 Jan 2012 05:05:18 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1638</guid>
		<description><![CDATA[Experts suggest that rebuilding credit scores this New Year should be top priority rather than merely getting rid of old debts. Every New Year people go about making resolutions to get out of debt, but never think of rebuilding their credit scores. Owing to the recession, there were a number of credit scores that were hit in a big way as credit card holders were struggling to make payments on time. Todd Albery, CEO of Quizzle, a Detroit-based website on ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/focus-on-rebuilding-credit-scores-this-new-year-rather-than-just-getting-rid-of-debts-1638.php" rel="bookmark" title="Permanent Link to Focus on rebuilding credit scores this new year rather than just getting rid of debts" class="more">more</a>) <span class="date">January 4, 2012</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-news/focus-on-rebuilding-credit-scores-this-new-year-rather-than-just-getting-rid-of-debts-1638.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Things you need to know about the new free credit scores</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/things-you-need-to-know-about-the-new-free-credit-scores-1631.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/things-you-need-to-know-about-the-new-free-credit-scores-1631.php#comments</comments>
		<pubDate>Mon, 22 Aug 2011 22:02:17 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1631</guid>
		<description><![CDATA[ The Fed Reserve has issued the new credit score disclosure rules on July 6th and it is an irony that would-be borrowers would actually benefit from buying their credit scores rather than getting them for free. It would prove to be far more advantageous for them to buy them. But the borrowers who don’t get their scores might feel that they don’t really have to buy them. Thanks to the new rules by Fed, the lenders will have to ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/things-you-need-to-know-about-the-new-free-credit-scores-1631.php" rel="bookmark" title="Permanent Link to Things you need to know about the new free credit scores" class="more">more</a>) <span class="date">August 22, 2011</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Now prospective borrowers can get free credit scores</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/now-prospective-borrowers-can-get-free-credit-scores-1628.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/now-prospective-borrowers-can-get-free-credit-scores-1628.php#comments</comments>
		<pubDate>Tue, 16 Aug 2011 22:01:30 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1628</guid>
		<description><![CDATA[Beginning later this month, if you are disqualified for a loan or if you cannot avail the best interest rates then the lender would be obliged to send a free copy to you which would contain the credit scores that were used to arrive at that decision. This new rule will take effect on July 21st and is part of a bigger financial regulatory overhaul. This would be applicable to credit cards, student loans, and auto loans. In other words, ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/now-prospective-borrowers-can-get-free-credit-scores-1628.php" rel="bookmark" title="Permanent Link to Now prospective borrowers can get free credit scores" class="more">more</a>) <span class="date">August 16, 2011</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-news/now-prospective-borrowers-can-get-free-credit-scores-1628.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Getting credit scores will become easier after new rules come into effect</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/getting-credit-scores-will-become-easier-after-new-rules-come-into-effect-1625.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/getting-credit-scores-will-become-easier-after-new-rules-come-into-effect-1625.php#comments</comments>
		<pubDate>Mon, 08 Aug 2011 22:00:35 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1625</guid>
		<description><![CDATA[The Federal Trade Commission and the Fed Reserve have finalized the rules that will help in making things easier for the US consumers and they will be able to obtain their credit scores for free from the lenders. These new rules basically come from the Dodd-Frank financial reforms that were passed by the Congress last year. Now, banks and the others who use the consumer’s credit scores will have to disclose these scores to the consumers, especially if the scores ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/getting-credit-scores-will-become-easier-after-new-rules-come-into-effect-1625.php" rel="bookmark" title="Permanent Link to Getting credit scores will become easier after new rules come into effect" class="more">more</a>) <span class="date">August 8, 2011</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-news/getting-credit-scores-will-become-easier-after-new-rules-come-into-effect-1625.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Consumers to get more free credit scores after the new fed and FTC rules take effect</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/consumers-to-get-more-free-credit-scores-after-the-new-fed-and-ftc-rules-take-effect-1622.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/consumers-to-get-more-free-credit-scores-after-the-new-fed-and-ftc-rules-take-effect-1622.php#comments</comments>
		<pubDate>Mon, 01 Aug 2011 21:58:32 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1622</guid>
		<description><![CDATA[Beginning sometime later this month, you can expect to receive your free credit score if your loan has not been approved, if it has been rejected, or even if it has been approved with terms that are less than ideal. The Fed Reserve as well as the Federal Trade Commission has issued the final rules and lenders will have to start disclosing credit scores that they use in their lending decisions. The lender will now be expected to share details ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/consumers-to-get-more-free-credit-scores-after-the-new-fed-and-ftc-rules-take-effect-1622.php" rel="bookmark" title="Permanent Link to Consumers to get more free credit scores after the new fed and FTC rules take effect" class="more">more</a>) <span class="date">August 1, 2011</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-news/consumers-to-get-more-free-credit-scores-after-the-new-fed-and-ftc-rules-take-effect-1622.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The impact of swipe fees on credit scores and credit following the Durbin amendment</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/the-impact-of-swipe-fees-on-credit-scores-and-credit-following-the-durbin-amendment-1611.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/the-impact-of-swipe-fees-on-credit-scores-and-credit-following-the-durbin-amendment-1611.php#comments</comments>
		<pubDate>Thu, 28 Jul 2011 06:35:31 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1611</guid>
		<description><![CDATA[There has been quite a bit of focus and some serious lobbying in Washington and this is with regard to the pending legislation as per the Durbin amendment. Among all the other things under the legislation, there is a cap on the amount of money the bank is entitled to receive from the retailer when a debit card is used for a transaction. Most customers would be shocked to know that the supermarket where you swipe your card doesn’t actually ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/the-impact-of-swipe-fees-on-credit-scores-and-credit-following-the-durbin-amendment-1611.php" rel="bookmark" title="Permanent Link to The impact of swipe fees on credit scores and credit following the Durbin amendment" class="more">more</a>) <span class="date">July 28, 2011</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/credit-score/credit-score-news/the-impact-of-swipe-fees-on-credit-scores-and-credit-following-the-durbin-amendment-1611.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>The FICO score calculated based on the payment history</title>
		<link>http://www.free-credit-reports.com/credit-score/credit-score-news/the-fico-score-calculated-based-on-the-payment-history-1608.php</link>
		<comments>http://www.free-credit-reports.com/credit-score/credit-score-news/the-fico-score-calculated-based-on-the-payment-history-1608.php#comments</comments>
		<pubDate>Fri, 22 Jul 2011 06:34:55 +0000</pubDate>
		<dc:creator>Brian Anderson</dc:creator>
				<category><![CDATA[Credit Score News]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/credit-score/?p=1608</guid>
		<description><![CDATA[When the FICO scores are calculated there is nothing more significant than your payment history. The payment history itself has many important components that may be confusing at times. However, experts state that finally, there is just one important thing that consumers need to know – to pay their bills on time. This is all that you need to know and you need to do to improve your FICO scores. The main objective of a good credit score is to ... (<a href="http://www.free-credit-reports.com/credit-score/credit-score-news/the-fico-score-calculated-based-on-the-payment-history-1608.php" rel="bookmark" title="Permanent Link to The FICO score calculated based on the payment history" class="more">more</a>) <span class="date">July 22, 2011</span>]]></description>
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