Soft inquiries as already mentioned have no influence on the credit score. The hard inquiries probably lower your credit score from 1 point to 5 points. The efforts of credit repair mainly rotate around the credit scores and the fact that the scoring model of FICO takes into consideration everything mentioned on your credit report. The inquiry impact just like other details on your credit report will show variance based on everything your file contains. More your credit is and more firm it is the impact of the inquiry will decrease significantly.
Credit Questions & Answers
How can the inquiries hurt your credit score?
By Derek BrownPublished: Wednesday, December 23rd, 2009
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