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Am I eligible to receive credit reports without having a credit card?

By Derek Brown
Published: Friday, February 26th, 2010

United States of America passed an act “The Fair and Accurate Credit Transactions Act” and if you are a citizen of United States then you are eligible to receive annual credit reports even if you do not possess a credit card. There are a few companies like Experian, Equifax and TransUnion that give out free credit reports annually. These companies give you a detailed online report so that you can plan your finances for the future and protect yourself from any fraudulent activities well.

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