Credit Questions & Answers
Website CertifiedPrivacy Protected

Most Recent Questions & Answers in Credit Report

  • How to report your credit report?

    by Derek Brown

    The credit dispute can be filled by you in writing. This suggests that you can either mail an epistle to credit reporting agency or the other option open to avail is fill an online form to report the credit dispute. Precisely a span of thirty days is given to the … (more) September 20, 2009

  • What are the areas to be disputed upon in a credit report?

    by Derek Brown

    On receiving your credit report, you can seek out for the subsequent areas where mistakes are generally found. Firstly erroneous details, it is possible that late payments have been reported by the creditor, which you probably do not comply with. In case you have all the essential information stored up … (more) September 20, 2009

  • Can You Dispute Your Annual Credit Report

    by Derek Brown

    On receiving your free credit report annually if you explore some imprecision then you can dispute details mentioned in the report and get it altered by putting little efforts on your part. The Fair Credit Reporting Act is like a shield that protects you and needs credit reporting agencies react … (more) September 20, 2009

  • Why does one need to fix the credit report?

    by Derek Brown

    Some of the basic reasons behind mending the credit report include: Ex spouse’s problems which might be still linked to the individual Clerical error while recording the payments Becoming victim of the problem of identity theft Other people’s Social Security Number being transposed on your account thus bad debt … (more) September 20, 2009

  • How the credit report bureaus work?

    by Derek Brown

    Credit bureau is just like the warehouse of details about an individual’s past. When one borrows the money, the lender reports to credit bureaus. This lender tells the bureau in case you have proved to be nice or bad and the amount of debt you might have. Then the credit … (more) September 20, 2009

  • How to mend the credit report?

    by Derek Brown

    Most useful way to fix the credit report is by attacking it from two sides: Fix the report through creditor that actually report error Fix the report through credit reporting companies September 20, 2009

  • Why is it important to have a credit report?

    by Derek Brown

    An individual’s credit report is crucial to their capacity to borrow money. This simply doesn’t mean the ability to have money like getting loan but even includes the capacity to get a rent or mortgage. This credit report will also affect the ability to have any type of credit from … (more) September 20, 2009

  • What is a credit report?

    by Derek Brown

    Credit report serves to be the primary medium of credit reference details about the individuals. With the rise of World Wide Web, credit reports have gained importance as people can view their respective reports on the net and make alterations if required. This further helps the people to see their … (more) September 20, 2009

  • What are the warning signs while managing debts?

    by Derek Brown

    Managing debts can frustrate you and it would be hard on your part to accept that there is a problem. Debts can be painful but you should aware of some of the situations, which could be warning sign that you have to pull up your socks to manage your debts: … (more) September 20, 2009

  • Can the information present on a credit report be true for a debtor?

    by Derek Brown

    Sometimes, the negative information listed on the report about the debtor is accurate. If any changes might have occurred in the life of the debtor, such changes may be listed on the report only after seven months. Instances of such information are: An information about the criminal conviction of … (more) September 7, 2009