The three main crediting bureaus which provide these reports for free to all consumers are Trans Union, Experian, and Equifax. According to FCRA all these three bureaus have to provide consumers with an annual free credit report and all citizens of the U.S can avail these from any of the three agencies.
It has been seen that most individuals opt for getting these reports from the different crediting agencies at difference intervals. All these three agencies provide these reports for free at least once in 12 months. It is always suggested that you avail these reports at different time intervals so that you can get at least one credit report every four months, from either of the bureaus. One get these free credit reports online and one report is provided for free annually and requesting a report more than once can be charged for.
