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What are credit scores?

By Derek Brown
Published: Friday, October 2nd, 2009

Whether you want to buy a house, car or avail student loan, it all depends on your credit scores. It is the valuable three digit number that would determine whether you are worthy of availing loans. Credit scores depend on your credit report. You credit history will give out a detailed information of your past history including how much credit do you owe. You credit score depends on the report and the three-digit number which would be used by lenders to check the borrower’s chances of repaying the loan.

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