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	<title>Questions &#38; Answers&#187; 2009  October</title>
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	<link>http://www.free-credit-reports.com/faqs</link>
	<description>Credit Questions &#38; Answers</description>
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		<title>What are the auto credit report scams?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/what-are-the-auto-credit-report-scams-320.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/what-are-the-auto-credit-report-scams-320.php#comments</comments>
		<pubDate>Sat, 31 Oct 2009 11:20:38 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=320</guid>
		<description><![CDATA[As all have recognized the importance of credit reports and the need to have a good credit report, many frauds have got an easy opportunity.  They thrive on people’s helplessness. Auto credit report scams are common due to people inattentiveness. In case you are taking professionals’ assistance in improving ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/what-are-the-auto-credit-report-scams-320.php" rel="bookmark" title="Permanent Link to What are the auto credit report scams?" class="more">more</a>) <span class="date">October 31, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is it a good measure to have credit monitoring services being taken from two separate agencies?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-monitoring/is-it-a-good-measure-to-have-credit-monitoring-services-being-taken-from-two-separate-agencies-318.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-monitoring/is-it-a-good-measure-to-have-credit-monitoring-services-being-taken-from-two-separate-agencies-318.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 16:19:37 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=318</guid>
		<description><![CDATA[One should never apply such measure for credit monitoring purposes. It is better to stick to one service provider to track the personal credit history details and related financial matters. Taking services from two different agencies will make a person incur unnecessary higher costs without any real additional benefits. Hence, ... (<a href="http://www.free-credit-reports.com/faqs/credit-monitoring/is-it-a-good-measure-to-have-credit-monitoring-services-being-taken-from-two-separate-agencies-318.php" rel="bookmark" title="Permanent Link to Is it a good measure to have credit monitoring services being taken from two separate agencies?" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Why the clause for the best credit monitoring service provider is giving credit reports from all of the three credit reporting agencies?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-monitoring/why-the-clause-for-the-best-credit-monitoring-service-provider-is-giving-credit-reports-from-all-of-the-three-credit-reporting-agencies-316.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-monitoring/why-the-clause-for-the-best-credit-monitoring-service-provider-is-giving-credit-reports-from-all-of-the-three-credit-reporting-agencies-316.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 13:18:50 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=316</guid>
		<description><![CDATA[This particular clause is an important factor to be taken into serious account since such kind of service provider renders an individual with the whole picture of his credit score rather than a shallow snapshot of his credit status. Moreover, this clause has its soundness in the facility of preventing ... (<a href="http://www.free-credit-reports.com/faqs/credit-monitoring/why-the-clause-for-the-best-credit-monitoring-service-provider-is-giving-credit-reports-from-all-of-the-three-credit-reporting-agencies-316.php" rel="bookmark" title="Permanent Link to Why the clause for the best credit monitoring service provider is giving credit reports from all of the three credit reporting agencies?" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-monitoring/why-the-clause-for-the-best-credit-monitoring-service-provider-is-giving-credit-reports-from-all-of-the-three-credit-reporting-agencies-316.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>What are the specific factors that a person requires to consider when it comes about choosing the best service provider in credit monitoring?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-monitoring/what-are-the-specific-factors-that-a-person-requires-to-consider-when-it-comes-about-choosing-the-best-service-provider-in-credit-monitoring-314.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-monitoring/what-are-the-specific-factors-that-a-person-requires-to-consider-when-it-comes-about-choosing-the-best-service-provider-in-credit-monitoring-314.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 11:18:05 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=314</guid>
		<description><![CDATA[The best service provider in the domain of credit monitoring essentially gives the person exhaustively detailed consumer credit reports from all the three nationally recognized credit reporting agencies mentioned in the above query. There is a variegated form of factors with this regards. Some seek for a service provider which ... (<a href="http://www.free-credit-reports.com/faqs/credit-monitoring/what-are-the-specific-factors-that-a-person-requires-to-consider-when-it-comes-about-choosing-the-best-service-provider-in-credit-monitoring-314.php" rel="bookmark" title="Permanent Link to What are the specific factors that a person requires to consider when it comes about choosing the best service provider in credit monitoring?" class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is a credit monitoring agency? Kindly give few names.</title>
		<link>http://www.free-credit-reports.com/faqs/credit-monitoring/what-is-a-credit-monitoring-agency-kindly-give-few-names-310.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-monitoring/what-is-a-credit-monitoring-agency-kindly-give-few-names-310.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 10:16:02 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=310</guid>
		<description><![CDATA[An authentic credit monitoring agency is a service provider that keeps a constant tab on one’s credit details and informs the person on a regular basis regarding any sort of credit alterations or changes in financial status from an overall perspective in lieu of a certain service charge. The three ... (<a href="http://www.free-credit-reports.com/faqs/credit-monitoring/what-is-a-credit-monitoring-agency-kindly-give-few-names-310.php" rel="bookmark" title="Permanent Link to What is a credit monitoring agency? Kindly give few names." class="more">more</a>) <span class="date">October 30, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-monitoring/what-is-a-credit-monitoring-agency-kindly-give-few-names-310.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Please explain in a couple of sentences the meaning of credit monitoring.</title>
		<link>http://www.free-credit-reports.com/faqs/credit-monitoring/please-explain-in-a-couple-of-sentences-the-meaning-of-credit-monitoring-312.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-monitoring/please-explain-in-a-couple-of-sentences-the-meaning-of-credit-monitoring-312.php#comments</comments>
		<pubDate>Fri, 30 Oct 2009 08:17:28 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Monitoring]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=312</guid>
		<description><![CDATA[Credit monitoring means ample and regular access to one’s consumer credit reports. It can either be done independently or via any particular credit monitoring agency and  it is needed in order to continuously monitor one’s personal credit situation to avoid any unforeseen credit fluctuations or instances of fraud.  <span class="date">October 30, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-monitoring/please-explain-in-a-couple-of-sentences-the-meaning-of-credit-monitoring-312.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How can you improve and maximize your credit scores?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/how-can-you-improve-and-maximize-your-credit-scores-308.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/how-can-you-improve-and-maximize-your-credit-scores-308.php#comments</comments>
		<pubDate>Thu, 29 Oct 2009 11:15:04 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=308</guid>
		<description><![CDATA[Lenders these days are very particular about providing credit such as mortgages and car loans to only those with high credit scores. These scores provide the lender an idea of the amount of risk that is involved in you that is your likeliness to pay back the amount. A higher ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/how-can-you-improve-and-maximize-your-credit-scores-308.php" rel="bookmark" title="Permanent Link to How can you improve and maximize your credit scores?" class="more">more</a>) <span class="date">October 29, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-score/how-can-you-improve-and-maximize-your-credit-scores-308.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Where to get credit repair services?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-repair/where-to-get-credit-repair-services-306.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-repair/where-to-get-credit-repair-services-306.php#comments</comments>
		<pubDate>Wed, 28 Oct 2009 13:14:06 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=306</guid>
		<description><![CDATA[There are several ways to find out the most proficient credit repairing servicing. First of all you can get the credit report for free every year according to the laws. But in case you need specialized services which will not only state the regular credit report but also will improve ... (<a href="http://www.free-credit-reports.com/faqs/credit-repair/where-to-get-credit-repair-services-306.php" rel="bookmark" title="Permanent Link to Where to get credit repair services?" class="more">more</a>) <span class="date">October 28, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-repair/where-to-get-credit-repair-services-306.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why does your credit score go down?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/why-does-your-credit-score-go-down-304.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/why-does-your-credit-score-go-down-304.php#comments</comments>
		<pubDate>Wed, 28 Oct 2009 10:13:18 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=304</guid>
		<description><![CDATA[Credit score is one of the deciding factors for a smooth financial life of an individual. Generally one starts building the credit score at the age of 18. This is the reason why people indulge in unnecessary expenditure without thinking about their credit score. Those who fail to pay off ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/why-does-your-credit-score-go-down-304.php" rel="bookmark" title="Permanent Link to Why does your credit score go down?" class="more">more</a>) <span class="date">October 28, 2009</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-score/why-does-your-credit-score-go-down-304.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What if someone has already been a victim to identity theft?</title>
		<link>http://www.free-credit-reports.com/faqs/identity-theft/what-if-someone-has-already-been-a-victim-to-identity-theft-301.php</link>
		<comments>http://www.free-credit-reports.com/faqs/identity-theft/what-if-someone-has-already-been-a-victim-to-identity-theft-301.php#comments</comments>
		<pubDate>Tue, 27 Oct 2009 17:09:55 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=301</guid>
		<description><![CDATA[In case you fall a prey to the problem of identity theft, try finding out more about the purchases, accounts as well as applications the thief has been using. Contact the companies and ensure that they close your accounts as well as notify the law enforcement as soon as they ... (<a href="http://www.free-credit-reports.com/faqs/identity-theft/what-if-someone-has-already-been-a-victim-to-identity-theft-301.php" rel="bookmark" title="Permanent Link to What if someone has already been a victim to identity theft?" class="more">more</a>) <span class="date">October 27, 2009</span>]]></description>
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		<slash:comments>0</slash:comments>
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