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	<title>Questions &#38; Answers&#187; 2010  February</title>
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	<link>http://www.free-credit-reports.com/faqs</link>
	<description>Credit Questions &#38; Answers</description>
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		<title>Why is it important to check credit reports regularly?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/why-is-it-important-to-check-credit-reports-regularly-666.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/why-is-it-important-to-check-credit-reports-regularly-666.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:03:40 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=666</guid>
		<description><![CDATA[There have been a number of cases where there has been an identity theft and to be on the safer side it is always advisable to check your credit report. It is also a way to find out if there have been any errors in the credit report so that ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/why-is-it-important-to-check-credit-reports-regularly-666.php" rel="bookmark" title="Permanent Link to Why is it important to check credit reports regularly?" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What is the other information that the credit report holds?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/what-is-the-other-information-that-the-credit-report-holds-664.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/what-is-the-other-information-that-the-credit-report-holds-664.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 13:30:10 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=664</guid>
		<description><![CDATA[Along with your credit card dealing this report holds a variety of other information like your personal information i.e. name, address, social security number etc. It also contains records of your past and present employers and any loans that have been taken etc. This report also shows your credit worthiness ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/what-is-the-other-information-that-the-credit-report-holds-664.php" rel="bookmark" title="Permanent Link to What is the other information that the credit report holds?" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are credit reports?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/what-are-credit-reports-662.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/what-are-credit-reports-662.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 13:02:21 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=662</guid>
		<description><![CDATA[A credit report is a record on your credit card dealings. This report mainly gives you an insight to all your loans and accounts pertaining to the use of your credit cards. It also gives a detailed report on your balance and the payments made.  <span class="date">February 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Am I eligible to receive credit reports without having a credit card?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/am-i-eligible-to-receive-credit-reports-without-having-a-credit-card-660.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/am-i-eligible-to-receive-credit-reports-without-having-a-credit-card-660.php#comments</comments>
		<pubDate>Fri, 26 Feb 2010 12:01:47 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=660</guid>
		<description><![CDATA[United States of America passed an act “The Fair and Accurate Credit Transactions Act” and if you are a citizen of United States then you are eligible to receive annual credit reports even if you do not possess a credit card. There are a few companies like Experian, Equifax and ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/am-i-eligible-to-receive-credit-reports-without-having-a-credit-card-660.php" rel="bookmark" title="Permanent Link to Am I eligible to receive credit reports without having a credit card?" class="more">more</a>) <span class="date">February 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How do I manage my debts?</title>
		<link>http://www.free-credit-reports.com/faqs/debt-management-help/how-do-i-manage-my-debts-658.php</link>
		<comments>http://www.free-credit-reports.com/faqs/debt-management-help/how-do-i-manage-my-debts-658.php#comments</comments>
		<pubDate>Mon, 22 Feb 2010 12:00:46 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=658</guid>
		<description><![CDATA[Managing debts can be hard or can be a source of despair especially if you have lost a job but then firstly, you need to know how and why you have been deep into debts. As it has been found that most of the time we use our credit cards ... (<a href="http://www.free-credit-reports.com/faqs/debt-management-help/how-do-i-manage-my-debts-658.php" rel="bookmark" title="Permanent Link to How do I manage my debts?" class="more">more</a>) <span class="date">February 22, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I have heard a lot on Credit Repair Scams can you enlighten me about it?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-repair/i-have-heard-a-lot-on-credit-repair-scams-can-you-enlighten-me-about-it-656.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-repair/i-have-heard-a-lot-on-credit-repair-scams-can-you-enlighten-me-about-it-656.php#comments</comments>
		<pubDate>Fri, 19 Feb 2010 12:59:42 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=656</guid>
		<description><![CDATA[If you are facing bad credits than credit repair companies are the best that can help you improve your credits. There are many credit repair companies or service advertisements informing you their expertise in helping you get over bad credits but then most of these are dishonest about their dealings. ... (<a href="http://www.free-credit-reports.com/faqs/credit-repair/i-have-heard-a-lot-on-credit-repair-scams-can-you-enlighten-me-about-it-656.php" rel="bookmark" title="Permanent Link to I have heard a lot on Credit Repair Scams can you enlighten me about it?" class="more">more</a>) <span class="date">February 19, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>How to can you avoid identity theft with the help of your credit reports?</title>
		<link>http://www.free-credit-reports.com/faqs/identity-theft/how-to-can-you-avoid-identity-theft-with-the-help-of-your-credit-reports-654.php</link>
		<comments>http://www.free-credit-reports.com/faqs/identity-theft/how-to-can-you-avoid-identity-theft-with-the-help-of-your-credit-reports-654.php#comments</comments>
		<pubDate>Tue, 16 Feb 2010 12:58:43 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Identity Theft]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=654</guid>
		<description><![CDATA[It has been seen that one of the easiest ways to keep a track of your credit reports is to look for errors on them. Keeping a track of your errors also helps to avoid the risks of identity thefts. Identity thefts can be defined as the thefts where the ... (<a href="http://www.free-credit-reports.com/faqs/identity-theft/how-to-can-you-avoid-identity-theft-with-the-help-of-your-credit-reports-654.php" rel="bookmark" title="Permanent Link to How to can you avoid identity theft with the help of your credit reports?" class="more">more</a>) <span class="date">February 16, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/identity-theft/how-to-can-you-avoid-identity-theft-with-the-help-of-your-credit-reports-654.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why is debt management a good way to get out of debts?</title>
		<link>http://www.free-credit-reports.com/faqs/debt-management-help/why-is-debt-management-a-good-way-to-get-out-of-debts-652.php</link>
		<comments>http://www.free-credit-reports.com/faqs/debt-management-help/why-is-debt-management-a-good-way-to-get-out-of-debts-652.php#comments</comments>
		<pubDate>Thu, 11 Feb 2010 12:57:49 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=652</guid>
		<description><![CDATA[Basically debt management and credit card counseling are often combined for modifying and regulating frivolous spending behavior of debtors and help them get debt free. It has been known that debts are the result of excess use of credit cards, multiple loans and also carelessness in paying bills and other ... (<a href="http://www.free-credit-reports.com/faqs/debt-management-help/why-is-debt-management-a-good-way-to-get-out-of-debts-652.php" rel="bookmark" title="Permanent Link to Why is debt management a good way to get out of debts?" class="more">more</a>) <span class="date">February 11, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/debt-management-help/why-is-debt-management-a-good-way-to-get-out-of-debts-652.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why is good score and why is it important?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/why-is-good-score-and-why-is-it-important-650.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/why-is-good-score-and-why-is-it-important-650.php#comments</comments>
		<pubDate>Mon, 08 Feb 2010 12:56:59 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=650</guid>
		<description><![CDATA[Credit score is the true emblem of your credit standing in the market. The credit score varies from150-900. The better the credit score the more is your credit worthiness. A complex formula is used by the credit reporting agencies to calculate your credit score which is reflected in the credit ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/why-is-good-score-and-why-is-it-important-650.php" rel="bookmark" title="Permanent Link to Why is good score and why is it important?" class="more">more</a>) <span class="date">February 8, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-score/why-is-good-score-and-why-is-it-important-650.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>What are the quick ways to repair your credit along with Common mistakes that should be avoided altogether?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-repair/what-are-the-quick-ways-to-repair-your-credit-along-with-common-mistakes-that-should-be-avoided-altogether-648.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-repair/what-are-the-quick-ways-to-repair-your-credit-along-with-common-mistakes-that-should-be-avoided-altogether-648.php#comments</comments>
		<pubDate>Fri, 05 Feb 2010 12:56:10 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=648</guid>
		<description><![CDATA[Well, different situation require different time. It is quick according to your personal circumstances. Many individuals are known to fix credit in a span of thirty days or some even in lesser time. It entirely depends on the damage that has occurred and its duration along with considering your present ... (<a href="http://www.free-credit-reports.com/faqs/credit-repair/what-are-the-quick-ways-to-repair-your-credit-along-with-common-mistakes-that-should-be-avoided-altogether-648.php" rel="bookmark" title="Permanent Link to What are the quick ways to repair your credit along with Common mistakes that should be avoided altogether?" class="more">more</a>) <span class="date">February 5, 2010</span>]]></description>
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