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	<title>Questions &#38; Answers&#187; 2010  April</title>
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	<description>Credit Questions &#38; Answers</description>
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		<title>How to evaluate your credit report?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/how-to-evaluate-your-credit-report-2-732.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/how-to-evaluate-your-credit-report-2-732.php#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:50:03 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=732</guid>
		<description><![CDATA[The credit report can be evaluated and checked after it has been received. The different reports made by different agencies may have slight discrepancies. But if these discrepancies are extreme then the credit bureaus should be contacted and informed about the same. Checking the credit reports regularly helps to keep ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/how-to-evaluate-your-credit-report-2-732.php" rel="bookmark" title="Permanent Link to How to evaluate your credit report?" class="more">more</a>) <span class="date">April 30, 2010</span>]]></description>
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		<title>Which are the three main bureaus for getting credit reports?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/which-are-the-three-main-bureaus-for-getting-credit-reports-730.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/which-are-the-three-main-bureaus-for-getting-credit-reports-730.php#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:33:27 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=730</guid>
		<description><![CDATA[The three main crediting bureaus which provide these reports for free to all consumers are Trans Union, Experian, and Equifax. According to FCRA all these three bureaus have to provide consumers with an annual free credit report and all citizens of the U.S can avail these from any of the ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/which-are-the-three-main-bureaus-for-getting-credit-reports-730.php" rel="bookmark" title="Permanent Link to Which are the three main bureaus for getting credit reports?" class="more">more</a>) <span class="date">April 30, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is the best way to get a free credit report?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/what-is-the-best-way-to-get-a-free-credit-report-728.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/what-is-the-best-way-to-get-a-free-credit-report-728.php#comments</comments>
		<pubDate>Fri, 30 Apr 2010 12:31:42 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=728</guid>
		<description><![CDATA[Those who want to get free credit scores can do so through the crediting bureaus and there are various uses of getting these free credit reports for financial gains. According to the FCRA or the Fair Credit reporting act all citizens of the U.S are entitled to get a free ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/what-is-the-best-way-to-get-a-free-credit-report-728.php" rel="bookmark" title="Permanent Link to What is the best way to get a free credit report?" class="more">more</a>) <span class="date">April 30, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What are credit scores?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/what-are-credit-scores-2-726.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/what-are-credit-scores-2-726.php#comments</comments>
		<pubDate>Mon, 26 Apr 2010 13:31:04 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=726</guid>
		<description><![CDATA[Credit scores are calculated through the credit report via computations and processes through software. These numbers range from 300 to 850 with the lower scores being the worst and the also comprise of payment history of the debtors. These payment details include late fines and penalties, if the debt has ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/what-are-credit-scores-2-726.php" rel="bookmark" title="Permanent Link to What are credit scores?" class="more">more</a>) <span class="date">April 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to start your credit repair?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-repair/how-to-start-your-credit-repair-724.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-repair/how-to-start-your-credit-repair-724.php#comments</comments>
		<pubDate>Mon, 26 Apr 2010 12:30:00 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=724</guid>
		<description><![CDATA[It has been seen that free credit reports are provided to all consumers through the crediting bureaus. These bureaus provide reports that aid in repairing credit and rectifying errors on the credit reports. The simplest methods of getting a free credit report are through the credit reporting agencies.  According to ... (<a href="http://www.free-credit-reports.com/faqs/credit-repair/how-to-start-your-credit-repair-724.php" rel="bookmark" title="Permanent Link to How to start your credit repair?" class="more">more</a>) <span class="date">April 26, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What are the major aspects of credit counseling?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/what-are-the-major-aspects-of-credit-counseling-722.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/what-are-the-major-aspects-of-credit-counseling-722.php#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:28:26 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=722</guid>
		<description><![CDATA[Credit counseling is a process that involves attempts for closure of the debt accounts through debt reductions and other debt management options. Debtors may approach the credit counselor and then the creditors are requested to restrict further charges on their accounts.  In most of the cases creditors agree to this ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/what-are-the-major-aspects-of-credit-counseling-722.php" rel="bookmark" title="Permanent Link to What are the major aspects of credit counseling?" class="more">more</a>) <span class="date">April 22, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>What are the conditions that govern the plans?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/what-are-the-conditions-that-govern-the-plans-721.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/what-are-the-conditions-that-govern-the-plans-721.php#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:26:39 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/credit-score/what-are-the-conditions-that-govern-the-plans-721.php</guid>
		<description><![CDATA[The credit counselors usually refer to different conditions, which are dictated by the creditors. Hence all the payments and the interest reductions in the debt management plan are managed on the basis of these conditions. Basically the process of DMP involves closing the account of the customer.  Furthermore the creditors ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/what-are-the-conditions-that-govern-the-plans-721.php" rel="bookmark" title="Permanent Link to What are the conditions that govern the plans?" class="more">more</a>) <span class="date">April 22, 2010</span>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What is credit counseling?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-score/what-is-credit-counseling-719.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-score/what-is-credit-counseling-719.php#comments</comments>
		<pubDate>Thu, 22 Apr 2010 12:25:58 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=719</guid>
		<description><![CDATA[In credit counseling the debtors are provided knowledge and information about avoiding debts and repaying them. This process is also referred to as credit counseling in U.S.A and debt counseling in the U.K. In this process a professional credit counselor negotiates with creditors of the debtor.  The credit counseling process ... (<a href="http://www.free-credit-reports.com/faqs/credit-score/what-is-credit-counseling-719.php" rel="bookmark" title="Permanent Link to What is credit counseling?" class="more">more</a>) <span class="date">April 22, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/credit-score/what-is-credit-counseling-719.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the various techniques of managing debt?</title>
		<link>http://www.free-credit-reports.com/faqs/debt-management-help/what-are-the-various-techniques-of-managing-debt-716.php</link>
		<comments>http://www.free-credit-reports.com/faqs/debt-management-help/what-are-the-various-techniques-of-managing-debt-716.php#comments</comments>
		<pubDate>Mon, 19 Apr 2010 12:22:35 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Debt Management Help]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=716</guid>
		<description><![CDATA[Debts has eaten up the Americans and left most of them bankrupt. If you are also in debts and want to stand back on your feet, it is not very difficult. You can follow the below mentioned techniques of managing debt and escape the embarrassment of bankruptcy:   Debt consolidation: ... (<a href="http://www.free-credit-reports.com/faqs/debt-management-help/what-are-the-various-techniques-of-managing-debt-716.php" rel="bookmark" title="Permanent Link to What are the various techniques of managing debt?" class="more">more</a>) <span class="date">April 19, 2010</span>]]></description>
		<wfw:commentRss>http://www.free-credit-reports.com/faqs/debt-management-help/what-are-the-various-techniques-of-managing-debt-716.php/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>How to get your credit reports for free?</title>
		<link>http://www.free-credit-reports.com/faqs/credit-report/how-to-get-your-credit-reports-for-free-714.php</link>
		<comments>http://www.free-credit-reports.com/faqs/credit-report/how-to-get-your-credit-reports-for-free-714.php#comments</comments>
		<pubDate>Fri, 16 Apr 2010 13:21:49 +0000</pubDate>
		<dc:creator>Derek Brown</dc:creator>
				<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://www.free-credit-reports.com/faqs/?p=714</guid>
		<description><![CDATA[The FCRA or the Fair credit reporting act provides for the free credit report system, and ensures that the three main credit reporting bureaus provide all citizens with a free credit report. These reports include details of latest financial transactions and the chance to check the errors on the same. ... (<a href="http://www.free-credit-reports.com/faqs/credit-report/how-to-get-your-credit-reports-for-free-714.php" rel="bookmark" title="Permanent Link to How to get your credit reports for free?" class="more">more</a>) <span class="date">April 16, 2010</span>]]></description>
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