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After my identity how should I correct my credit report?

By Derek Brown
Published: Sunday, September 20th, 2009

Any negative information on your credit report will lower your credit score and will also hamper you chances of getting a credit. So it is very important for you to ensure that your credit report is unblemished and for that you have to request all the three credit reporting bureaus to make the necessary changes in the credit report which may have taken place due to the identity theft.

You should also analyze the credit report properly and find out the discrepancies and also point out the loans that you didn’t apply for. Under the Colorado law, which came into effect from July 2002, credit bureaus are bound to remove the error entries from your credit report and also inform the potential lenders about such problems. If they fail to take necessary steps then you can file a lawsuit against the credit reporting agencies. If the person, who misused your information, is found guilty then the court will issue an order so that all your public records are corrected.

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