Credit Questions & Answers
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  • Credit Questions & Answers

  • Q: What is the time taken to improve your credit scores?

    The process of fixing the credit scores can vary depending on the reasons through which the credit scores have been increased. The time required to repair your credit scores or fix them depends on various factors. The credit scores itself is a major factor here because if the credit scores … (more) March 9, 2010

  • Q: What are the easy ways of credit repair?

    Credit report is one of the most important financial documents. It speaks all about your present and past financial situation. One must make all the possible efforts to keep the credit report as good as possible. It reflects how vigilant and careful you are for paying off your debts and … (more) March 6, 2010

  • Q: How credit monitoring services assist you in your crucial times?

    If you want to keep yourself well informed about the amendments that happen in credit report then making use of a credit monitoring service will be a wise idea. This service keep you updated through email or messages when any amendment take place in your report. The reason most quoted … (more) March 3, 2010

  • Q: Why is it important to check credit reports regularly?

    There have been a number of cases where there has been an identity theft and to be on the safer side it is always advisable to check your credit report. It is also a way to find out if there have been any errors in the credit report so that … (more) February 26, 2010

  • Q: What is the other information that the credit report holds?

    Along with your credit card dealing this report holds a variety of other information like your personal information i.e. name, address, social security number etc. It also contains records of your past and present employers and any loans that have been taken etc. This report also shows your credit worthiness … (more) February 26, 2010

  • Q: What are credit reports?

    A credit report is a record on your credit card dealings. This report mainly gives you an insight to all your loans and accounts pertaining to the use of your credit cards. It also gives a detailed report on your balance and the payments made. February 26, 2010

  • Q: Am I eligible to receive credit reports without having a credit card?

    United States of America passed an act “The Fair and Accurate Credit Transactions Act” and if you are a citizen of United States then you are eligible to receive annual credit reports even if you do not possess a credit card. There are a few companies like Experian, Equifax and … (more) February 26, 2010

  • Q: How do I manage my debts?

    Managing debts can be hard or can be a source of despair especially if you have lost a job but then firstly, you need to know how and why you have been deep into debts. As it has been found that most of the time we use our credit cards … (more) February 22, 2010

  • Q: I have heard a lot on Credit Repair Scams can you enlighten me about it?

    If you are facing bad credits than credit repair companies are the best that can help you improve your credits. There are many credit repair companies or service advertisements informing you their expertise in helping you get over bad credits but then most of these are dishonest about their dealings. … (more) February 19, 2010

  • Q: How to can you avoid identity theft with the help of your credit reports?

    It has been seen that one of the easiest ways to keep a track of your credit reports is to look for errors on them. Keeping a track of your errors also helps to avoid the risks of identity thefts. Identity thefts can be defined as the thefts where the … (more) February 16, 2010