Credit Questions & Answers
Website CertifiedPrivacy Protected
Credit Report » Questions & Answers
  • Credit Questions & Answers

  • Q: How Do We Prevent Identity Theft?

    Identity theft has been around for quite some time now, victimizing banks, lending companies and individuals, and slipping away from the law. Individuals must be vigilant in preventing this kind of crime for it may destroy their records without their knowledge. Being the one responsible to the crimes and fraud … (more) July 6, 2011

  • Q: What Happens to a Person Post-Bankruptcy Discharge?

    Bankruptcy is the last thing a borrower must resort to. While it may wipe out the liabilities of the person, meaning all financial liabilities are now discharged, it will also demolish the credit reputation of the person. In the end, the person will have, literally, a new start. There are … (more) May 10, 2011

  • Q: What are your Reporting Rights?

    Due of technology, your annual credit report can be finally viewed through the Internet. You can also be informed of your credit status. Just think of it! You would be able to cut down time, energy and money all in just one click of the button! Every credit consumer has … (more) March 31, 2011

  • Q: What Harm Can Identity Theft Do?

    Identity theft is fast becoming a prevailing problem in our society. It is when someone else assumes the identity of another person in order to access resources and being able to obtain benefits and credits supposed for that person. In most cases, identity theft is used to draw funds or … (more) January 31, 2011

  • Q: What are the Benefits of Having a Good and High Credit Score?

    Of course everyone is aware that having a good credit score is of great advantage to the consumers. But the truth is there are some advantages that we don’t realize. One of the common reasons why people try hard to maintain a high score is their loans and credit card applications. … (more) January 27, 2011

  • Q: What are the Most Effective and Recommended Ways in Improving the Credit Score?

    When you apply for a credit card or a loan, what is the main requirement asked of you? Yes right the credit score. it will be these three digits that will determine whether you’ll get the loan or credit card you’re wanting. Your credit score could be affected when you … (more) January 24, 2011

  • Q: How Important is it to Have a Good Credit Score?

    When we talk of loans, mortgages and credit card applications, the credit score has is always one of the most checked on factor. The credit score is the three-digit score designated by credit bureaus to consumers that serve as the determining factor of their creditworthiness. While you are not totally … (more) January 19, 2011

  • Q: How Would I Improve My Credit Score?

    It could be very expensive and stressful when one’s credit gets blurred. It could take years and a lot of money when you repair your credit scores so for you not no be in this same dilemma, here are some steps you can follow to start improving your credit score. … (more) January 15, 2011

  • Q: What are the Factors That May Affect Credit Score?

    Credit score is the summary of your debts, loans, payments and even retail purchases. It defines a person’s credit worthiness. Making an impressive image to lenders can be very beneficial. Being able to keep a good number, ideally above 678, will secure you a lower interest rate loan. This means … (more) January 12, 2011

  • Q: How Does a Credit Score Affect Your Life?

    In acquiring properties, most people finance their housing, for example, through availing loans. To be able to qualify for a loan, the bank reviews your credit report where in you enlist the companies you previously availed loans to, credit cards, phone bills, and other information that reflects your behaviour towards … (more) January 8, 2011