Credit Questions & Answers
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  • Credit Questions & Answers

  • Q: Why is credit report essential in the road to monetary recovery?

    If you are amongst those people who are trying hard to recover monetarily, then you will have to make a serious effort in upgrading your life. For this you will have to chalk out ways to manage debts in a manner which perfectly synchronizes with their income along with their … (more) October 12, 2009

  • Q: What to do if you become a victim of identity theft?

    When our personal information is stolen by somebody and our identity is assumed by the person then it is referred to as identity theft. This crime is growing at a tremendous speed around the globe nowadays, even though each individual is trying their best to protect their privacy. … (more) October 11, 2009

  • Q: Which debt management program to opt for?

    If you are taking in consideration opting for a debt management program then it is really important to educate yourself prior to beginning with the crucial process perking up your credit. With so many programs being provided everywhere from the college campuses to the Internet, the people have several alternates … (more) October 10, 2009

  • Q: How to pull yourself out of the monster – Debt?

    Nowadays, the rate of saving for the people has sunk to its minimum level in several years. Many a times, several people do not have an emergency fund which the financial expert suggests. Consider the low rate of saving, any momentary monetary setback including a job loss, a minor … (more) October 10, 2009

  • Q: How can identity theft lead to criminal act?

    Identity theft can lead to some serious criminal activities. People can use your identity number to issue passports and other documents in their names and manage to enter a country with special permits. It would help him to hide his identity and involve in an act of terrorism. October 9, 2009

  • Q: How can identity theft lead to financial crimes?

    In financial fraud the identity theft may lead to any number of incidents ranging from bank, tax refund and credit card fraud. You may be also hit with other frauds in computer, telecommunication, mail and social program. In fact the United States Secret Service has stated that there are a … (more) October 9, 2009

  • Q: What kinds of crimes involving identity thefts can take place?

    Innocent people are being put behind bars for crimes being committed by others. Your only fault is that someone is using your name. The US Federal Trade Commission conducted a study in September 2003 and nearly 10 million people were victims of identity fraud. To make it worse they … (more) October 9, 2009

  • Q: How does identity theft work?

    You might be working hard to keep your credit clean. But you may not know that without your knowledge someone is using your identity details to indulge into fraud activities. This is called identity theft. Someone might be using your name to avail a credit card and use it indiscriminately … (more) October 9, 2009

  • Q: How to rectify mistakes in credit report?

    Once you get the credit report, it is very important to tally all our credit and fin out the discrepancies. If you find one then make an instant note of it and immediately inform your credit bureau about the mistake. The mistakes in credit report may be like late payments, … (more) October 8, 2009

  • Q: How my types of credit reports are available?

    There are basically three types of credit reports – annual, business and consumer. Annual credit report: The annual credit report is prepared every year by three American credit reporting agencies – Experian, TransUnion and Exuifax. The report gives out detailed information of credit history of and American consumer credit history. … (more) October 8, 2009