Credit Questions & Answers
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  • Credit Questions & Answers

  • Q: What is a credit report?

    A credit report is a very important document that has the detailed information about a person’s credit history. Credit reports are generally used by creditors or lenders to know about the credit history of a person. Credit reports has all the personal data of an individual including address, both past … (more) October 8, 2009

  • Q: How to cut down on expenditure to repair credit?

    Before starting to cut down on your expenses, you should first review your monthly bills and look for charges that have been imposed on you unnecessarily. There are some hidden charges in your phone, cable or credit card bill. So it is important for you find them out and get … (more) October 7, 2009

  • Q: Can I sell a major asset for credit repair?

    Raising cash to repair your credit is a major challenge. So it would be a good idea to sell one of your major assets like car, house or land to raise the cash so that your can pay off your debts. It will not only help you to raise cash … (more) October 7, 2009

  • Q: How to get tax refund early for credit repair?

    While repairing your credit you have to find out ways of getting your own cash from different sources so that you can pay off your debts. Never ever borrow money to pay your debts since it will do no good to your credit woes. In fact it will deepen your … (more) October 7, 2009

  • Q: What kind of credit monitoring service should I opt for?

    The market is flooded with credit monitoring service with each and every company making loads of promises. But if you sign up for the wrong company then you end up suffering rather than monitoring your credit. It would be a futile exercise and you will be ending up making some … (more) October 6, 2009

  • Q: Will credit monitoring protect my credit report?

    Credit monitoring service can’t improve your credit report. It can only guard you from others misusing your credit report. With they advent of personal financing, cases of financial frauds are increasing everyday. Somebody can use your identity to issue a credit card in your name and you have to end … (more) October 6, 2009

  • Q: How to repair credit report with credit monitoring?

    If you want to improve your credit score, it is very important for you to keep monitoring your credits at regular intervals. Credit monitoring alerts you even when there is a minute changes in your credit report. It informs you when a new credit card has been issued in … (more) October 6, 2009

  • Q: How often do reporting bureaus update the credit report?

    Credit reports are generally updated regularly by all the three reporting agencies. But it is also your responsibility to ensure that the report is updated regularly so that its makes life easy for you. If it is not updated regularly you may get into deep trouble. October 5, 2009

  • Q: How to obtain free copy of credit report?

    It is very easy to obtain a copy of your credit report. All the three credit reporting agencies issue a free copy of your credit report once and year and if you want more copies at any time of the year you can easily get it by applying a nominal … (more) October 5, 2009

  • Q: How to find errors in credit report?

    You should make sure that your copy of credit report is error free. A slight mistake can put you in serious problem. In the case of your name being miss-spelt, you may find hard in convincing the lenders that in real life you are the same person.  It is very … (more) October 5, 2009