Credit Questions & Answers
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  • Credit Questions & Answers

  • Q: Is Closing An Inactive Credit Account A Good Way To Repair My Credit?

    Being able to maintain a good credit is a good way for you to gain trust from lenders. If they see that you are able to manage your credit and finances then they see you as a creditworthy person and that is a good thing for you. Your creditworthiness is … (more) October 16, 2010

  • Q: Can Married Couples Get A Single Credit Monitoring Report?

    Married couples are obliged to file and request for separate credit report. While there may be some similar information on both accounts there would be some differences like the credit history and previous employers.  It is important that you get your credit monitored so you can stop any fraud before … (more) October 12, 2010

  • Q: How Does Credit Report Monitoring Work and Do I Really Need It?

    Credit monitoring is a way of tracking all the credit transaction that are made under you. With your credit closely checked, you can be protected from identity thieves and some irregularities that can hurt and damage your credit score and history very badly. Of course you can do the checking … (more) October 9, 2010

  • Q: What Are The Information Inclusion And Exclusion Of My Credit Monitoring Report?

    For first timers, they aren’t too familiar yet with how and what should be the information that is included on their credit report. Here are some of the information that you should see on your credit report: 1. Personal Information: Your personal information will include your name, your authorized users, … (more) October 5, 2010

  • Q: Is It Really Important For Me To Get Help From A Credit Monitoring Service?

    When you have to ask different opinions on the need for a credit monitoring service, you would receive different advice. While it is helpful to get the service of credit monitoring companies, it is just an optional thing to do for there are some do-it-yourself ways on how you can … (more) October 1, 2010

  • Q: Am I Required To Use A Credit Monitoring Service?

    Making use of a credit monitoring service is optional. It may be unnecessary for some, but most people think it is a great way of protecting their credit. This service is designed to help protect people from identity theft and some cases of fraud. If you have … (more) September 28, 2010

  • Q: How Do You Maximize Your Credit?

    Managing one’s credit is important in the face of a global economic recession. More importantly however, maximizing one’s credit seems a better idea these days as compared to simply managing. There is no denying the fact that credit cards offer immense benefits when it comes to the various purchases we … (more) September 25, 2010

  • Q: Should You Get A Credit Counselor?

    Campaigns and advertisements have captured the minds of consumers to patronize certain merchandises and products. Some individuals just give in to what companies and shops offer via their ads. They buy products which are not really needed and cater less value for the individual. This leads consumers to incurring larger … (more) September 21, 2010

  • Q: What Is A Debt Management Plan?

    Abbreviated as DMP, a debt management plan is provided by credit card companies to their credit card holders or consumers who want to seek advice on better spending, payment ways for savings, and maximizing credit potentials. The debt management plan primarily includes counseling services to credit card holders and … (more) September 18, 2010

  • Q: How Can Students Prevent Bad Credit History?

    Credit cards offered to students serve as their bridge and possible stronghold for future credit card application. Managing their credit cards in a good way may actually open future doors when they decide to have their own new house or car. But with an improper use of student credit … (more) September 14, 2010