Get Free Credit ScoreDo you have credit cards? Then you must have heard about credit bureaus. What is a credit bureau intended for? A credit bureau is a company specializing in credit history monitoring. There are three major bureaus (each is called a consumer bureau or a federal credit bureau) that collect and provide information about individuals: Equifax, Experian and TransUnion. These bureaus use FICO formula to calculate your credit score. However, nowadays some credit bureaus use VantageScore model. So, the information about your credit card score collected by bureaus differs. It depends on the model they use to calculate your score. Mind that you can get 3 bureau reports for free each year. Checking your report periodically you will prevent different problems, such as identity theft. Moreover, monitoring your credit report and score regularly gives you more opportunities to attain good credit history. Check your credit eligibility with major reliable bureaus and apply for cards in relation to your credit rating. You can get plastics for good credit, fair credit rating, bad credit or no credit history. No matter a plastic or a credit loan you are applying for, make sure that you qualify for it. So, check your credit report beforehand! Best Credit Bureaus
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