ID Watchdog Identity Theft Protection Review
| Price | Type | Credit Reports Delivered | Fraud Monitoring | ID Theft Insurance/ Guarantee |
|---|---|---|---|---|
| $19.50/mo; 15 days free with $1.95 verification charge | Detection - monitors public records databases for misuse of personal information | No | Social security, driver's license, vehicle registration, criminal/court records, utilities and more | 100% guarantee; no deductibles or limits |
ID Watchdog is famous for its unique approach when it comes to the detection of suspicious and fraudulent activities bearing the names and financial information of their subscribers. With its ability to monitor a long list of databases containing public records, including databases containing social security information, drivers licenses, pilot licenses, registrations for cars, planes, and boats, name changes, address changes, criminal records, bankruptcies, liens, Homeland Security watch lists, as well as other types of filings and cases, it is no wonder ID Watchdog has gained quite the reputation in the industry.
The most unique fact about ID Watchdog is that it does not catch just the traditional identity theft attempts that the system comes about. ID Watchdog goes beyond that by looking into employment fraud, which is the case where infiltrators use another person's social security number to secure a new job or position. Contrary to popular knowledge, there are actually a lot more cases of identity theft than the usual one that involves credit card fraudulent activities. The sad thing about these cases is that they do not really show up on the credit reports developed by the 3 major credit monitoring agencies in America. It is a good thing ID Watchdog takes the time to monitor such cases.
As soon as you sign up with ID Watchdog, their extensive monitoring service starts immediately. Moreover, ID Watchdog provides all their subscribers monthly reports bearing detailed backgrounds of every single check that has been run against the identities of the subscribers themselves.
Should ID Watchdog find any suspicious activity in your file that warrants attention, then you are automatically alerted. A special recovery counselor is then assigned to your case for the proper and thorough handling of all aspects needed in the fast and effective recovery of your identity. What is even better is that ID Watchdog does not put any limit as to the cost that they will shell out to recover the identity of any of their subscribers. Budget is not a question here at all. As long as you are an ID Watchdog member, then you are entitled to their extensive recovery guarantee. This guarantee covers just about all types of identity theft, namely medical, employment, financial, benefits, tax, utilities, and criminal. The only items that are not covered by the ID Watchdog guarantee are actual reimbursements in the form of cash for loss of income or financial losses entailed in identity theft cases. Still, ID Watchdog has a lot of boasting with case studies showing a success rate of 100% when it comes to the recovery of stolen identities. Most of the time, its recovery process would take 3 to 6 months, though the more serious cases would take as long as 2 years.
Although ID Watchdog does not really provide credit report data, its system is still foolproof when it comes to the overall financial health of all its subscribers. With a monthly rate of $19.95, ID Watchdog may be a bit more expensive than other identity theft protection services in the market, but its 100% recovery guarantee is worth the extra bucks.


