IdentityTruth Identity Theft Protection Service Review
| Price | Type | Credit Reports Delivered | Fraud Monitoring | ID Theft Insurance/ Guarantee |
|---|---|---|---|---|
| Free 7 day trial; then 3 full months for $29.97 | Detection - 3-bureau credit monitoring, fraud monitoring, internet security | Credit reports and scores from all 3 bureaus | Credit card, social security, address change | $1,000,000 |
IdentityTruth may be a new company in the industry, being established just in 2006. Still, the company has gained a strong following due to its early detection of identity theft-related activities, thereby reducing the chances of falling victim to identity thieves and infiltrators.
IdentityTruth goes beyond monitoring your credit activity and credit reports. IdentityTruth looks for any suspicious activity that involves your personal information, such as your address, phone number, and social security number. IdentityTruth scours the internet, with focus on the channels commonly used by infiltrators so that the buying and selling of your information is prevented.
When it comes to credit monitoring, IdentityTruth also goes beyond keeping a watchful eye on your credit report and credit score. IdentityTruth tracks all of your personal information and details and then comes up with what it calls an Identity Health score. This score is used as a gauge or measure of the likelihood that your identity would be stolen. Depending on how high or how low your score is, IdentityTruth then gives you tips and suggestions on how you can improve your Identity Health score.
What's really great about IdentityTruth is that it sends timely notices of fraud alerts. As soon as any seemingly fraudulent activity is detected involving your personal information and financial numbers, you will then be sent a real-time fraud alert via email. This is very useful because early fraud detection is your best defense against falling victim to these infiltrators. Moreover, IdentityTruth also sheds light on what personal information or financial numbers have been leaked fast and easy.
If you yourself notice some suspicious goings-on involving your financial data, all you have to do is inform IdentityTruth about your suspicions. IdentityTruth will then proceed to set free fraud alerts for you. With these alerts set in place, the 3 major credit reporting bureaus, namely Equifax, Experian, and TransUnion, will then be required by law to contact you should there be any new account bearing your name or other personal information be opened with them. Verification from you yourself is then mandated before any credit account is opened.
IdentityTruth understands how much of a hassle it can be to receive unsolicited credit card offers in your mail. IdentityTruth handles this for their clients by informing credit bureaus to take them of their marketing lists. Exclusion from these marketing lists also helps a lot in curtailing the availability of your personal and financial information to waiting identity thieves.
All of IdentityTruth's packages come with a trial period of 7 days. During this period, you are given your Identity Health score, information on the leaks that have occurred amongst the companies you engage in business with, information on steps you need to take to deal with these leaks, and notification of any unexplained changes that have been made on your credit report. When the trial period expires, you are then given the option to purchase any of IdentityTruth's full packages and services.
Customer support is not a problem at all with IdentityTruth's dedicated team of specialists. Just dial their toll-free number and a specialist will gladly help you with your queries and problems. You can also send an email to support@identitytruth.com if you prefer to do so.
