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Identity Theft Archive for 2012

  • Easy steps to credit repair

    by Ruth Racey

    Everybody knows that life is much easier when you have a good credit history. In case an emergency appears and you need a bank credit, obtaining it is going to be much easier when the credit history is a good one. This is the reason why if you have bad … (more) December 29, 2012

  • Repair Your Credit Score by Consolidating Credit Card

    by Ruth Racey

    It is common to find people having the habit of overspending on shopping, food and entertainment around the world. Most people even use the card to the maximum limit every month that by the time they have to pay back they end up struggling and then borrowing money. And if … (more) December 9, 2012

  • What is a Credit Score and How Does It Influence Your Borrowing?

    by Ruth Racey

    Compilation of the credit report and arrival at the credit score is a complicated process. Normally, around 35% of the credit score is derived from your past borrowing history. If you have been prompt in your repayments, your credit score would increase automatically. On the other hand, delayed payments and … (more) September 18, 2012

  • Simple personal debt management guide to help you recover

    by Ruth Racey

    Credit card debts do not pile up to incredulous figure in just one day, they are a consequence of slow pile up. Many times after clearing off a credit card you may promise yourself not to use it unless it is a life and death emergency or to buy that … (more) August 27, 2012

  • Factors that Affect Your Credit Score and Extent of Effect of Each Factor

    by Ruth Racey

    Each individual should be fully aware of the various factors that affect credit score. Unfortunately, majority of us are blissfully ignorant of the impact of the financial actions that we undertake. Every financial transaction that we resort to results in either enhancing or lowering our credit scores. Hence, it is … (more) August 6, 2012