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Identity Theft Archive for 2013

  • Important Steps to Repair Identity Theft

    by Ruth Racey

    When someone steals your personal information and misuses the same for fraudulent activities, without your permission, it is referred to as identity theft. It is indeed a serious crime that can cause havoc to your credit history, finances, and reputation. Unfortunately, it takes significant money, time, and patience to repair … (more) December 28, 2013

  • Do-it-Yourself Credit Repair – Important Steps

    by Ruth Racey

    Blemishes on your credit report can cost you worse. However, do not despair; it’s never too late. Even you can repair your credit – just do your homework well and remember that improving your credit report won’t happen overnight. In such a scenario, you might consider hiring a professional credit … (more) December 20, 2013

  • How to Choose the Right Debt Management Program

    by Ruth Racey

    A realistic and comprehensive debt management program helps; however, it is important to do in-depth research and consider different choices available to have the most effective plan. In a scenario where you find yourself immersed in debt, with your finances taking the worse turn, a debt management program comes to … (more) December 5, 2013

  • A Comprehensive Guide to Debt Management Program

    by Ruth Racey

    Are you stuck amidst a huge financial debt? Effective debt management program empowers you to consolidate all your debts into one single low monthly payment, thus, freeing you of your worries. However, not only you are relieved of your stress, but you can also save huge money on fees and … (more) November 29, 2013

  • Ways to Achieve a Perfect Credit Score

    by Ruth Racey

    Fair Isaac Credit Organization (FICO) is responsible for your credit scores. These scores lie between 500 and 850 and only 13% of people boast of a FICO score more than 800. While getting such a perfect credit score is not impossible, you require a high degree of discipline and proper … (more) October 20, 2013