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Ways to Protect Yourself From Identity Theft

By Ruth Racey
Published: Thursday, December 31st, 2009

Identity theft is one of the most terrible crimes that may happen to you. This is because of the fact that it is not only your economic situation that is damaged by this crime. In addition, there actually are chances wherein your reputation can also be damaged. Identity theft is a crime that deals with thieves who are able to steal your identity, and use it to access your finances or even make crimes in your name. Thieves who steal credit cards, bank accounts, social security numbers, medical insurance accounts, and even driver’s licences are all cases of identity theft. 

The sad fact about this crime is that it is usually very hard to detect early. In fact, most cases of this kind of crime actually take time before the thieves can be caught by the proper authorities. Remember that in identity theft, thieves are actually using your own identity to make crimes. Therefore, they effectively hide their respective identities from authorities. Usually, keen observation and detailed investigation is needed before thieves can be caught. Given such background, it is best then for you to know how to avoid this crime. It may be helpful to look at the following step: 

  • Request a free credit report
    One of the most effective ways for you to avoid identity theft, or detect it early at least, is by looking at your credit report. Remember that in your credit report, all of the transactions where your credit card is used are actually reflected. Therefore, whenever thieves are using your credit card account, you can easily spot them in forms of malicious and unauthorized transactions, as long as you regularly check your credit report. Therefore, always be sure to get a copy of your free annual credit report. 
  • Shave the bask of your credit card signed and always secure it
    This tip may be commonsensical even to the average credit consumer. However, the sad fact is the there are a lot of consumers who are careless enough not to secure their respective credit cards or have them signed at least. Remember that whenever you have your credit are signed, it would be more difficult for thieves to steal it. In addition, securing your credit card would obviously make thieves have a harder time to steal it from you. However, not being ale to secure your credit card only makes it easier for thieves to steal it. So better secure it properly.

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